3 Lora Ln, Hamilton, OH 45013 Property Records

Butler County property record for 3 Lora Ln, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,999 sqft · built 1984
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Nov 1986)
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`P6411-059.000-033`

Property Details

APN / Parcel Number

Primary APN	`P6411-059.000-033`
Alternative APNs	`0000100` `106075` `107155`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,999 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	1,073 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Colonial
Exterior Material	Combination
Lot Area	17,032 sqft (0.391 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	185 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000100
Old Parcel Number	P6411059.000033
Street Address	3 LORA LN
City	HAMILTON
State	OH
Zip	45013-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28202 ENT
Legal Subdivision	HAMILTON
Legal Lot Number	28202
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2008
Census Tract	1001

Owner

Source: Butler County records · APN P6411-059.000-033

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 LORA LN, HAMILTON, OH 45013-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 1986 · Amount on Record
Deed Sale	Nov 01, 1986 · Amount on Record
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3 LORA LN, HAMILTON, OH 45013-5005
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068218
Date	Dec 01, 2021
Book Page	9769/1326
Instrument	2021-00068218

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Butler County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,549.00 (-18.38%) Homeowner's exemption	$103,530 (-) Land $14,970 Building $88,560	$295,810 (-) Land $42,780 Building $253,030
2023	$4,348.00 (+13.91%)	$103,530 (+35.14%) Land $14,970 Building $88,560	$295,810 (+35.14%) Land $42,780 Building $253,030
2022	$3,817.00	$76,610 Land $14,970 Building $61,640
2020			$218,890 Land $42,780 Building $176,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 221 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.