36 Lora Ln, Hamilton, OH 45013 Property Records

Butler County property record for 36 Lora Ln, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,502 sqft · built 1986
Lot Size	0.392 acres (17,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Sep 2026)
Tax Bill	$4,174 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P6411-059-000-049`

Property Details

APN / Parcel Number

Primary APN	`P6411-059-000-049`
Alternative APNs	`0001800` `485869` `489946`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	2,838 sqft
1st Floor Area	1,064 sqft
Basement Area	336 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Frame/Masonry
Lot Area	17,071 sqft (0.392 acres)
Lot Dimensions	171 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	36 LORA LN
City	HAMILTON
State	OH
Zip	45013-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28528 ENT
Legal Subdivision	HAMILTON 01 WARD
Legal Lot Number	28528
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2007
Census Tract	1001

Owner

Source: Butler County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 LORA LN, HAMILTON, OH 45013-5004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Oct 4, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jan 16, 2026	Transfer on Death Deed, Transfer
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Oct 17, 2013 · Amount on Record
Deed Document Number	202634577
Deed Book / Page	10408 / 186
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BUTLER OH
Recording Date	Sep 11, 2026
Property Address	36 LORA LN, HAMILTON, OH 45013-5004
Document Number	0000034577
Book / Page	10408 / 186
Instrument Date	Sep 11, 2026
Instrument	202634577
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	CINCINNATUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,290.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	36 LORA LN, HAMILTON, OH 45013-5004

Mortgage

Document Number	0000034578,
Date	Sep 11, 2026
Instrument	202634578

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	36 LORA LN, HAMILTON, OH 45013-5004
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056856
Date	Oct 4, 2021
Book Page	9734/1932
Instrument	2021-00056856

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 16, 2026
Property Address	36 LORA LN, HAMILTON, OH 45013-5004
Document Number	0000001888
Book / Page	10310 / 1161
Instrument Date	Jan 9, 2026
Instrument	2026-00001888
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	36 LORA LN, HAMILTON, OH 45013-5004

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	36 LORA LN, HAMILTON, OH 45013-5004
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036320
Date	Sep 21, 2018
Book Page	9210/1044
Instrument	2018-00036320

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,174.00 (+0.31%)	$98,180 (-) Land $14,990 Building $83,190	$280,510 (-) Land $42,820 Building $237,690
2024	$4,161.00 (+0.92%)	$98,180 (-) Land $14,990 Building $83,190	$280,510 (-) Land $42,820 Building $237,690
2023	$4,123.00	$98,180 Land $14,990 Building $83,190	$280,510 Land $42,820 Building $237,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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