20 Lora Ln, Hamilton, OH 45013 Property Records

Butler County property record for 20 Lora Ln, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,822 sqft · built 1985
Lot Size	0.346 acres (15,089 sqft)
Owner	2 Company Names on Record
Last Sale	$136,000 (May 2010)
Tax Bill	$3,473 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6411-059-000-028`

Property Details

APN / Parcel Number

Primary APN	`P6411-059-000-028`
Alternative APNs	`0002000` `359086` `362194`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,822 sqft
Family Room	Family Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	15,089 sqft (0.346 acres)
Lot Dimensions	152 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 LORA LN
City	HAMILTON
State	OH
Zip	45013-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28197 ENT
Legal Subdivision	RANDOM HILLS SEC 05
Legal Lot Number	28197
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2007
Census Tract	1001

Owner

Source: Butler County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	20 LORA LN, HAMILTON, OH 45013-5004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2010 · Amount on Record
Deed Sale	May 7, 2010 · Amount on Record
Prior Sale	Oct 1, 1985 · Amount on Record
Deed Document Number	201018279
Deed Book / Page	8219 / 646
Last Transfer Date	Jun 4, 2019
Transfer Doc	0000021940
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Sep 30, 2026
Property Address	20 LORA LN, HAMILTON, OH 45013-5004
Document Number	0000036956
Book / Page	10414 / 1794
Instrument Date	Sep 24, 2026
Instrument	202636956
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	20 LORA LN, HAMILTON, OH 45013-5004
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	20 LORA LN, HAMILTON, OH 45013-5004
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039621
Date	Jul 13, 2021
Book Page	9684/777
Instrument	2021-00039621

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,473.00 (+1.22%)	$81,690 (-) Land $14,060 Building $67,630	$233,410 (-) Land $40,170 Building $193,240
2023	$3,431.00 (+12.97%)	$81,690 (+33.63%) Land $14,060 Building $67,630	$233,410 (+33.64%) Land $40,170 Building $193,240
2022	$3,037.00	$61,130 Land $14,060 Building $47,070
2020			$174,660 Land $40,170 Building $134,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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