28 Lora Ln, Hamilton, OH 45013 Property Records

Butler County property record for 28 Lora Ln, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,700 sqft · built 1985
Lot Size	0.386 acres (16,840 sqft)
Owner	2 Owner Names on Record
Last Sale	$161,500 (Jul 1997)
Tax Bill	$4,355 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6411-059.000-029`

Property Details

APN / Parcel Number

Primary APN	`P6411-059.000-029`
Alternative APNs	`0001900` `232333` `234457`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
1st Floor Area	1,350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	16,840 sqft (0.386 acres)
Lot Dimensions	166 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001900
Old Parcel Number	P6411059.000029
Street Address	28 LORA LN
City	HAMILTON
State	OH
Zip	45013-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28198 ENT
Legal Subdivision	HAMILTON 1ST WARD
Legal Lot Number	28198
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2007
Census Tract	1001

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	28 LORA LN, HAMILTON, OH 45013-5004
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Mar 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 1997 · Amount on Record
Deed Sale	Jul 7, 1997 · Amount on Record
Prior Sale	Jul 17, 1996 · Amount on Record
Deed Document Number	0000037110
Deed Book / Page	P64
Last Transfer Date	Nov 14, 2012
Transfer Doc	0000055002
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	28 LORA LN, HAMILTON, OH 45013-5004
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033332
Date	Jul 28, 2022
Book Page	9878/1681
Instrument	2022-00033332

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	28 LORA LN, HAMILTON, OH 45013-5004
Document Number	0000008552
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 LORA LN HAMILTON OH 450135004, HAMILTON, OH 45013-5004

Mortgage

Document Number	0000008552
Date	Mar 18, 2019
Book Page	009266/000634
Instrument	8552

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2034

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,355.00 (+1.54%)	$102,120 (-) Land $14,880 Building $87,240	$291,780 (-) Land $42,520 Building $249,260
2023	$4,289.00 (+13.89%)	$102,120 (+35.08%) Land $14,880 Building $87,240	$291,780 (+35.08%) Land $42,520 Building $249,260
2022	$3,766.00	$75,600 Land $14,880 Building $60,720
2020			$216,010 Land $42,520 Building $173,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on Lora Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures