Bergen County and Ramsey Borough property record for 3 Lantern Ln, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,332 sqft · built 1980 |
| Lot Size | 0.798 acres (34,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jan 2013) |
| Tax Bill | $20,182 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01203-0000-00015-11 |
| Primary APN | 48-01203-0000-00015-11 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,332 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 34,761 sqft (0.798 acres) |
| Lot Dimensions | 158 ft deep x 220 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 480120100000001511 |
|---|---|
| Street Address | 3 LANTERN LN |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.798AC |
| Legal Subdivision | WEST HILL |
| Legal Block | 1203 |
| Legal Lot Number | 15.11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-01203-0000-00015-11
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 LANTERN LN, RAMSEY, NJ 07446-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICAN FORK |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 23, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2013 · Amount on Record |
| Deed Sale | Jan 09, 2013 · Amount on Record |
| Prior Sale | Jul 15, 2004 · Amount on Record |
| Deed Document Number | 20132897 |
| Deed Book / Page | 1244 / 248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 LANTERN LN, RAMSEY, NJ 07446-1331 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057481832 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 5748/1832 |
| Instrument | 2026017691 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 26, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 LANTERN LN, RAMSEY, NJ 07446-1331 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0046240452 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 4624/452 |
| Instrument | 2022032977 |
| Name | BANK OF AMERICAN FORK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 LANTERN LN, RAMSEY, NJ 07446-1331 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0042880047 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 4288/47 |
| Instrument | 2021118171 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 LANTERN LN, RAMSEY, NJ 07446-1331 |
| Document Number | 0025211612 |
| Instrument Date | Nov 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3 LANTERN LN RAMSEY NJ 074461331, RAMSEY, NJ 07446-1331 |
| Document Number | 0025211612 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 002521/001612 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,014,400 (+3.49%) Land $487,200 Building $527,200 | $1,014,400 (+3.49%) Land $487,200 Building $527,200 | |
| 2025 | $20,182.00 (-0.66%) | $980,200 (+36.16%) Land $449,200 Building $531,000 | $980,200 (+36.16%) Land $449,200 Building $531,000 |
| 2024 | $20,316.00 (+7.59%) | ||
| 2023 | $719,900 Land $356,200 Building $363,700 | $719,900 Land $356,200 Building $363,700 | |
| 2022 | $18,882.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 10% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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