Bergen County and Ramsey Borough property record for 20 Lantern Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,438 sqft · built 1980 |
| Lot Size | 0.614 acres (26,746 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $20,751 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01402-0000-00001-09 |
| Primary APN | 48-01402-0000-00001-09 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,438 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 26,746 sqft (0.614 acres) |
| Lot Dimensions | 187 ft deep x 143 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 48014010000000019 |
|---|---|
| Street Address | 20 LANTERN LN |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.614AC |
| Legal Subdivision | WEST HILL |
| Legal Block | 1402 |
| Legal Lot Number | 1.9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 LANTERN LN, RAMSEY, NJ 07446-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 14, 2007 |
| Transfer Doc | 0093260247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 LANTERN LN, RAMSEY, NJ 07446-1331 |
| Document Number | 0027020290 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 20 LANTERN LN RAMSEY NJ 074461331, RAMSEY, NJ 07446-1331 |
| Document Number | 0027020290 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 002702/000290 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,044,000 (+3.59%) Land $501,800 Building $542,200 | $1,044,000 (+3.59%) Land $501,800 Building $542,200 | |
| 2025 | $20,751.00 (-4.32%) | $1,007,800 (+31.14%) Land $461,800 Building $546,000 | $1,007,800 (+31.14%) Land $461,800 Building $546,000 |
| 2024 | $21,687.00 (+7.59%) | ||
| 2023 | $768,500 Land $365,700 Building $402,800 | $768,500 Land $365,700 Building $402,800 | |
| 2022 | $20,157.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile.
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