11 Lantern Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 11 Lantern Ln, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,846 sqft · built 1979
Lot Size0.671 acres (29,229 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Mar 2018)
Tax Bill$20,709 (2025)
Deeds & MortgagesMar 2020 Mortgage
Dec 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-01402-0000-00001-06

Property Details

APN / Parcel Number

Primary APN48-01402-0000-00001-06
Alternative APN
  • 48014010000000016

Interior

Stories2 Stories
Building Area2,846 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeFrame
Lot Area29,229 sqft (0.671 acres)
Lot Dimensions169 ft deep x 245 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number48014010000000016
Street Address11 LANTERN LN
CityRAMSEY
StateNJ
Zip07446-1331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.671AC
Legal SubdivisionWEST HILL
Legal Block1402
Legal Lot Number1.06
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1009
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11 LANTERN LN, RAMSEY, NJ 07446-1331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE MORTGAGE INC
Dec 13, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
PINNACLE MORTGAGE GROUP INC
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE MORTGAGE INC
Mar 1, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2018 · Amount on Record
Deed SaleMar 1, 2018 · Amount on Record
Prior SaleOct 27, 1999 · Amount on Record
Deed Document Number201818-015189
Deed Book / Page2876 / 62
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address11 LANTERN LN, RAMSEY, NJ 07446-1331
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyMAJESTIC TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035550920
DateMar 27, 2020
Book Page3555/920
Instrument2020033999
Lender
NamePINNACLE MORTGAGE INC
TypeMortgage Company
AddressEAST HANOVER, NJ 07936
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address11 LANTERN LN, RAMSEY, NJ 07446-1331
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyWESTCORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034371419
DateDec 13, 2019
Book Page3437/1419
Instrument19-086984
Lender
NamePINNACLE MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address11 LANTERN LN, RAMSEY, NJ 07446-1331
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039190588
DateJan 19, 2021
Book Page3919/588
Instrument21-007851
Lender
NamePINNACLE MORTGAGE INC
TypeMortgage Company
AddressEAST HANOVER, NJ 07936
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 1, 2018
Property Address11 LANTERN LN, RAMSEY, NJ 07446-1331
Document Number0028760062
Book / Page2876 / 062
Instrument DateFeb 8, 2018
Instrument00018-015189
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 LANTERN LN, RAMSEY, NJ 07446-1331

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,043,600 (+3.76%) Land $404,200 Building $639,400$1,043,600 (+3.76%) Land $404,200 Building $639,400
2025$20,709.00 (+12.9%)$1,005,800 (+54.74%) Land $372,200 Building $633,600$1,005,800 (+54.74%) Land $372,200 Building $633,600
2024$18,343.00 (+7.59%)
2023$650,000 Land $294,800 Building $355,200$650,000 Land $294,800 Building $355,200
2022$17,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35

May also be available: T-Mobile.

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