15 Lantern Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 15 Lantern Ln, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,909 sqft · built 2009
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Jan 2022)
Tax Bill	$28,287 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01402-0000-00001-07`

Property Details

APN / Parcel Number

Primary APN	`48-01402-0000-00001-07`
Alternative APN	`48014010000000017`

Interior

Stories	2 Stories
Building Area	3,909 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	169 ft deep x 165 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	48014010000000017
Street Address	15 LANTERN LN
City	RAMSEY
State	NJ
Zip	07446-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.640AC
Legal Subdivision	WEST HILL FINAL SUB
Legal Block	1402
Legal Lot Number	1.7
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1009
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 LANTERN LN, RAMSEY, NJ 07446-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Jan 14, 2008 · Amount on Record
Deed Document Number	20226965
Deed Book / Page	4539 / 1405
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 18, 2022
Property Address	15 LANTERN LN, RAMSEY, NJ 07446-1331
Document Number	0045391405
Book / Page	4539 / 1405
Instrument Date	Nov 18, 2021
Instrument	2022006965
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 ELM AVE, 40, RAMSEY, NJ 07446-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LANTERN LN, RAMSEY, NJ 07446-1331

Mortgage

Document Number	2022006966
Date	Jan 18, 2022
Instrument	2022006966

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,418,600 (+3.26%) Land $453,100 Building $965,500	$1,418,600 (+3.26%) Land $453,100 Building $965,500
2025	$28,287.00 (-1.13%)	$1,373,800 (+35.51%) Land $417,100 Building $956,700	$1,373,800 (+35.51%) Land $417,100 Building $956,700
2024	$28,609.00 (+7.59%)
2023		$1,013,800 Land $330,300 Building $683,500	$1,013,800 Land $330,300 Building $683,500
2022	$26,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

Nearby Properties on Lantern Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures