3 Island Rd, Stuart, FL 34996 Property Records

Martin County property record for 3 Island Rd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,059 sqft · built 2020
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Mar 2018)
Tax Bill	$40,266 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2025 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`13-38-41-000-000-0011.4-0-0000`

Property Details

APN / Parcel Number

Primary APN	`13-38-41-000-000-0011.4-0-0000`
Alternative APNs	`13-38-41-000-000-00114-0` `628931`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,059 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	100 ft deep x 200 ft wide
View / Lot	Canal Front
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3 ISLAND RD
City	STUART
State	FL
Zip	34996-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEWALL'S POINT BEG NE COR LOT 65 HIGH PT S/D WLY ALG N/LN LOT 65 64.8 SWLY 136.05 TO CURVE NELY ALG CURVE 374.63 TO END OF CURVE ELY 38.65 SLY 219.66 TO POB
Legal Range	41E
Legal Township	38S
Legal Section	13
Legal Subdivision	HANSON GRANT LOT 01 (SEWALLS POINT)
Legal Block	1
Legal Lot Number	65
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1013
Census Tract	502

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 ISLAND RD, STUART, FL 34996-7006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 11, 2025	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY
Dec 4, 2025	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY
Aug 4, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	20182683448
Deed Book / Page	2980 / 944
Last Transfer Date	Dec 19, 2025
Transfer Doc	0035391428
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 16, 2026
Property Address	3 ISLAND RD, STUART, FL 34996-7006
Document Number	0003196023
Book / Page	3579 / 1537
Instrument Date	Jul 15, 2026
Instrument	20263196023
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$4,878,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3 ISLAND RD, STUART, FL 34996-7006

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Dec 19, 2025
Property Address	3 ISLAND RD, STUART, FL 34996-7006
Document Number	0035391428
Book / Page	3539 / 1428
Instrument Date	Dec 19, 2025
Instrument	3161829
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 ISLAND RD, STUART, FL 34996-7006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 ISLAND RD, STUART, FL 34996-7006

December 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MARTIN FL
Recording Date	Dec 11, 2025
Property Address	3 ISLAND RD, STUART, FL 34996-7006
Document Number	0035372701
Book / Page	3537 / 2701
Map Reference	MB 4 PG 47
Instrument Date	Dec 10, 2025
Instrument	3160592
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	575 MARYVILLE CENTRE DR STE 511, 511, SAINT LOUIS, MO 63141-5867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ISLAND RD, STUART, FL 34996-7006

December 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MARTIN FL
Recording Date	Dec 4, 2025
Property Address	3 ISLAND RD, STUART, FL 34996-7006
Document Number	0035360878
Book / Page	3536 / 878
Instrument Date	Dec 3, 2025
Instrument	3159336
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 ISLAND RD, STUART, FL 34996-7006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 MARYVILLE CENTRE DR STE 511, 511, SAINT LOUIS, MO 63141-5867

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Aug 4, 2022
Property Address	3 ISLAND RD, STUART, FL 34996-7006
Document Number	0033282375
Book / Page	3328 / 2375
Instrument Date	Jul 27, 2022
Instrument	2974159
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6799 SE SOUTH MARINA WAY, STUART, FL 34996-1993

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6799 SE SOUTH MARINA WAY, STUART, FL 34996-1993

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 13, 2018
Property Address	3 ISLAND RD, SEWALLS POINT, FL 34996-7006
Document Number	0029800944
Book / Page	002980 / 000944
Instrument Date	Mar 13, 2018
Instrument	2683448
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7,350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6799 SE SOUTH MARINA WAY STUART FL 349961993, STUART, FL 34996-1993

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,266.00 (-2.64%) Homeowner's exemption	$2,589,109 (+8.08%)	$3,008,720 (+7.38%) Land $2,040,000 Building $968,720
2024	$41,359.00 (+5.72%)
2023	$39,121.00 (+25.15%) Additional exemption filed	$2,395,594 (+24.91%)	$2,801,970 (+17.9%) Land $1,870,000 Building $931,970
2022	$31,259.00 Homeowner's exemption	$1,917,932	$2,376,550 Land $1,530,000 Building $846,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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