7 Island Rd, Stuart, FL 34996 Property Records

Martin County property record for 7 Island Rd, Stuart, FL 34996 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,527 sqft · built 1986
Lot Size	0.353 acres (15,377 sqft)
Owner	Company Name on File
Last Sale	$2,750,000 (Feb 2026)
Tax Bill	$25,425 (2024)
Deeds & Mortgages	Feb 2026 Sale Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-38-41-003-000-0086.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`13-38-41-003-000-0086.0-3-0000`
Alternative APNs	`13-38-41-003-000-00860-3` `27774`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,527 sqft Living Area
Gross Area	5,112 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,377 sqft (0.353 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,186 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7 ISLAND RD
City	STUART
State	FL
Zip	34996-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINT ISLE ADDN LOT 86
Legal Range	41E
Legal Township	38S
Legal Section	13
Legal Subdivision	HIGH POINT
Legal Block	1
Legal Lot Number	86
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1013
Census Tract	502

Owner

Source: Martin County records · APN 13-38-41-003-000-0086.0-3-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6594 THOMPSON RD, SYRACUSE, NY 13206-1307
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 02, 2024	Deed of Trust, Mortgage · Conventional Mortgage DEVELOPERS MORTGAGE CO
Nov 28, 2023	Deed of Trust, Mortgage · Construction Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 02, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 10, 2018	Deed of Trust, Mortgage CITADEL SVCNG CORP
Aug 16, 2018	Quit Claim Deed NOT AVAILABLE
Apr 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	20263171600
Deed Book / Page	3550 / 360
Prior Transfer Date	Jul 29, 2022
Prior Transfer Doc	0033341012
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 23, 2026
Property Address	7 ISLAND RD, STUART, FL 34996-7006
Document Number	0035500360
Book / Page	3550 / 360
Map Reference	MB 4 PG 47
Instrument Date	Feb 19, 2026
Instrument	3171600
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$19,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9940 S OCEAN DR APT 607, 607, JENSEN BEACH, FL 34957-2411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6594 THOMPSON RD, SYRACUSE, NY 13206-1307

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	7 ISLAND RD, STUART, FL 34996-7006
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	NC TITLE COMPANY, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CANTERBURY DR, SAYVILLE, NY 11782-1342

Mortgage

Document Number	0034282979
Date	Apr 02, 2024
Book Page	3428/2979
Instrument	3065301

Lender

Name	DEVELOPERS MORTGAGE CO
Type	Mortgage Company
Address	2700 E DUBLIN GRANVILLE RD STE 460, COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	7 ISLAND RD, STUART, FL 34996-7006
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CANTERBURY DR, SAYVILLE, NY 11782-1342

Mortgage

Document Number	0034081502
Date	Nov 28, 2023
Book Page	3408/1502
Instrument	3046695

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Aug 01, 2051

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 02, 2022
Property Address	7 ISLAND RD, STUART, FL 34996-7006
Document Number	0033341012
Book / Page	3334 / 1012
Map Reference	MB 4 PG 47
Instrument Date	Jul 29, 2022
Instrument	2978985
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 ISLAND RD, STUART, FL 34996-7006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7 ISLAND RD, STUART, FL 34996-7006
Investor	Possibly a Property Investor

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	7 ISLAND RD, SEWALLS POINT, FL 34996-7006
Document Number	0030102481
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 CANTERBURY DR SAYVILLE NY 117821342, SAYVILLE, NY 11782-1342

Mortgage

Document Number	0030102481
Date	Aug 16, 2018
Book Page	003010/002481
Instrument	2711006

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.5%

August 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 16, 2018
Property Address	7 ISLAND RD, SEWALLS POINT, FL 34996-7006
Document Number	0030102478
Book / Page	003010 / 002478
Instrument Date	Aug 10, 2018
Instrument	2711055
Record Updated	Aug 30, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 ISLAND RD STUART FL 349967006, STUART, FL 34996-7006

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 24, 2018
Property Address	7 ISLAND RD, SEWALLS POINT, FL 34996-7006
Document Number	0029880825
Book / Page	002988 / 000825
Instrument Date	Apr 20, 2018
Instrument	2690811
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$11,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 CANTERBURY DR SAYVILLE NY 117821342, SAYVILLE, NY 11782-1342

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,627,269 (+5.99%)	$2,452,010 (+2.92%) Land $1,200,000 Building $1,252,010
2024	$25,425.00 (+1.77%)
2023	$24,982.00 (+3.08%) Additional exemption filed	$1,535,349 (+3%)	$2,382,360 (+21.45%) Land $1,100,000 Building $1,282,360
2022	$24,236.00 Homeowner's exemption	$1,490,631	$1,961,570 Land $900,000 Building $1,061,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850005021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 179 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022, other causes, Hurricane Nicole
Claims By Storm	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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