1 Island Rd, Stuart, FL 34996 Property Records

Martin County property record for 1 Island Rd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,536 sqft · built 2018
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on File
Last Sale	$7,500,000 (Jun 2025)
Tax Bill	$68,080 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-38-41-000-000-0011.3-1-0000`

Property Details

APN / Parcel Number

Primary APN	`13-38-41-000-000-0011.3-1-0000`
Alternative APNs	`13-38-41-000-000-00113-1` `27648`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,536 sqft Living Area
Gross Area	6,772 sqft
1st Floor Area	5,536 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	100 ft deep x 210 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,236 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	1,080 sqft
Deck Area	808 sqft
Patio Area	1,793 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1 ISLAND RD
City	STUART
State	FL
Zip	34996-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEWALLS POINT BEG NE COR LOT 65 HIGH PT S/D NELY 219.66 TO WATER CURVE ELY 234.35 & SLY 210.86 & WLY 257.26 TO POB
Legal Range	41E
Legal Township	38S
Legal Section	13
Legal Subdivision	HANSON GRANT LOT 01 (SEWALLS POINT)
Legal Block	1
Legal Lot Number	65
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1013
Census Tract	502

Owner

Source: Martin County records · APN 13-38-41-000-000-0011.3-1-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1 ISLAND RD, STUART, FL 34996-7005
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Sep 22, 2016 · Amount on Record
Deed Document Number	20253135330
Deed Book / Page	3507 / 500
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0025752380
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1 ISLAND RD, SEWALLS POINT, FL 34996-7005
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029900924
Date	May 03, 2018
Book Page	02990/0924
Instrument	2692680

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	JACKSONVILLE, FL 32204

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 17, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$68,080.00 (-0.81%)	$4,368,955 (+5.99%)	$5,008,570 (+5.47%) Land $3,031,880 Building $1,976,690
2024	$68,638.00 (+1.69%)
2023	$67,497.00 (+3.02%) Additional exemption filed	$4,122,163 (+3%)	$4,748,750 (+18.66%) Land $2,728,690 Building $2,020,060
2022	$65,519.00 Homeowner's exemption	$4,002,100 Land $2,315,250 Building $1,686,850	$4,002,100 Land $2,315,250 Building $1,686,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.