10 Island Rd, Stuart, FL 34996 Property Records

Martin County property record for 10 Island Rd, Stuart, FL 34996 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,068 sqft · built 1978
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Individual Names on File
Last Sale	$3,400,000 (Oct 2024)
Tax Bill	$34,644 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-38-41-003-000-0069.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`13-38-41-003-000-0069.0-9-0000`
Alternative APNs	`13-38-41-003-000-00690-9` `27757`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,068 sqft Living Area
Gross Area	5,048 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	1,436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10 ISLAND RD
City	STUART
State	FL
Zip	34996-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINT ISLE ADDN LOT 69 OR 345/2753
Legal Range	41E
Legal Township	38S
Legal Section	13
Legal Subdivision	HIGH POINT
Legal Block	1
Legal Lot Number	69
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1013
Census Tract	502

Owner

Source: Martin County records · APN 13-38-41-003-000-0069.0-9-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 ISLAND RD, STUART, FL 34996-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Jul 07, 2021 · Amount on Record
Deed Document Number	20243097794
Deed Book / Page	3465 / 1903
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	0027402766
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 07, 2021
Property Address	10 ISLAND RD, STUART, FL 34996-7005
Document Number	0032390747
Book / Page	3239 / 747
Map Reference	MB 4 PG 47
Instrument Date	Jul 01, 2021
Instrument	2900523
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	LIGHTHOUSE TITLE, LIGHTHOUSE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6440 NW 110TH AVE, PARKLAND, FL 33076-3736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ISLAND RD, STUART, FL 34996-7005

Mortgage

Document Number	0003239749
Date	Jul 07, 2021
Instrument	3239/749

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,931,830 (+40.47%) Land $1,750,000 Building $1,181,830	$2,931,830 (+14.07%) Land $1,750,000 Building $1,181,830
2024	$34,644.00 (+1.74%)
2023	$34,052.00 (+3.05%) Additional exemption filed	$2,087,230 (+3%)	$2,570,280 (+22.21%) Land $1,650,000 Building $920,280
2022	$33,043.00 Homeowner's exemption	$2,026,437	$2,103,110 Land $1,400,000 Building $703,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850005021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 179 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force 152 of 179 on primary residences
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022, other causes, Hurricane Nicole
Flood Events	Hurricane Nicole (Nov 2022), 2 claims Hurricane Wilma (Oct 2005), 2 claims Hurricane Frances (Sep 2004), 92 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.