3 Harding Ave, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 3 Harding Ave, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	1,019 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$62,500 (Jan 2019)
Tax Bill	$6,360 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00085-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`25-00085-0000-00005`
Alternative APN	`250008500005`

Interior

Stories	1 Story
Building Area	1,019 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	3 HARDING AVE
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LINWOOD SEC 29
Legal Block	85
Legal Lot Number	5
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	2
Census Block	2004
Census Tract	605400

Owner

Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1527
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST COLONIAL COMMUNITY BANK
Jan 11, 2019	Grant Deed, Transfer VYLLA TITLE LLC
Nov 3, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Prior Sale	Nov 3, 2018 · Amount on Record
Deed Document Number	20193660
Deed Book / Page	11049 / 1673
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	3 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1527
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	CORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041348
Date	May 3, 2021
Book Page	11712/1621
Instrument	2021041348

Lender

Name	1ST COLONIAL COMMUNITY BANK
Type	Bank
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jan 11, 2019
Property Address	3 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1527
Document Number	0000003660
Book / Page	011049 / 001673
Instrument Date	Nov 27, 2018
Instrument	3660
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	VYLLA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$62.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARDING AVE MOUNT EPHRAIM NJ 080591527, MOUNT EPHRAIM, NJ 08059-1527

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAMDEN NJ
Recording Date	Nov 3, 2018
Property Address	3 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1527
Document Number	0000080997
Book / Page	011009 / 000919
Instrument Date	Sep 21, 2018
Instrument	80997
Transaction Type	Foreclosure
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1010 W MOCKINGBIRD LN #100 DALLAS TX 752475126, 100, DALLAS, TX 75247-5126

Tax Assessment & Valuation

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,900 (-) Land $36,500 Building $82,400	$118,900 (-) Land $36,500 Building $82,400
2025	$6,360.00 (+2.38%)	$118,900 (-) Land $36,500 Building $82,400	$118,900 (-) Land $36,500 Building $82,400
2024	$6,212.00 (+4.14%)
2023		$118,900 Land $36,500 Building $82,400	$118,900 Land $36,500 Building $82,400
2022	$5,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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