23 Harding Ave, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 23 Harding Ave, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	Company on Record
Last Sale	$80,000 (Nov 2018)
Tax Bill	$7,045 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-00085-0000-00001-06`

Property Details

APN / Parcel Number

Primary APN	`25-00085-0000-00001-06`
Alternative APNs	`25000850000000010006` `2500085000000001E`

Interior

Stories	1 Story
Building Area	980 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	2500085000000001E
Street Address	23 HARDING AVE
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNT EPHRAIM BORO
Legal Block	85
Legal Lot Number	1.6
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	2
Census Block	2004
Census Tract	605400

Owner

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	147 GLOVER AVE, MOUNT EPHRAIM, NJ 08059-1735
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage SUN EAST FCU
Feb 15, 2023	Deed, Transfer
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST COLONIAL CMNTY BK
Oct 23, 2020	Deed of Trust, Mortgage · Conventional with PMI 1ST COLONIAL CMNTY BK
Nov 5, 2018	Grant Deed, Transfer · Construction Mortgage 1ST COLONIAL CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	201881189
Deed Book / Page	11009 / 1618
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	23 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1527
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	BRENNAN TITLE ABSTRACT LLC, BRENNAN TITLE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003646
Date	Jan 16, 2026
Book Page	13001/1231
Instrument	2026003646

Lender

Name	SUN EAST FCU
Type	Credit Union
Address	ASTON, PA 19014

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 6, 2041

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Feb 15, 2023
Property Address	23 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1527
Document Number	0000011582
Book / Page	12290 / 255
Instrument Date	Dec 27, 2021
Instrument	2023011582
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 GLOVER AVE, MOUNT EPHRAIM, NJ 08059-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 GLOVER AVE, MOUNT EPHRAIM, NJ 08059-1735

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	23 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1527
Document Number	0000001751
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	FREEDOM TITLE AND ABSTRACT, FREEDOM TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	147 GLOVER AVE MOUNT EPHRAIM NJ 080591735, MOUNT EPHRAIM, NJ 08059-1735

Mortgage

Document Number	0000001751
Date	Jan 8, 2021
Book Page	011589/001589
Instrument	1751

Lender

Name	1ST COLONIAL CMNTY BK
Type	Bank
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	23 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1527
Document Number	0000000781
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	FREEDOM TITLE AND ABSTRACT, FREEDOM TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	147 GLOVER AVE MOUNT EPHRAIM NJ 080591735, MOUNT EPHRAIM, NJ 08059-1735

Mortgage

Document Number	0000000781
Date	Jan 6, 2021
Book Page	011586/001776
Instrument	781

Lender

Name	1ST COLONIAL CMNTY BK
Type	Bank
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Nov 5, 2018
Property Address	23 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1527
Document Number	0000081189
Book / Page	011009 / 001618
Instrument Date	Oct 15, 2018
Instrument	81189
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	GROUP 21 TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	147 GLOVER AVE MOUNT EPHRAIM NJ 080591735, MOUNT EPHRAIM, NJ 08059-1735

Mortgage

Document Number	81190
Date	Nov 5, 2018
Book Page	011009/001625
Instrument	81190

Lender

Name	1ST COLONIAL CMNTY BK
Type	Bank
Address	CHERRY HILL, NJ 08002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 4, 2019

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,700 (-) Land $38,400 Building $93,300	$131,700 (-) Land $38,400 Building $93,300
2025	$7,045.00 (+2.38%)	$131,700 (-) Land $38,400 Building $93,300	$131,700 (-) Land $38,400 Building $93,300
2024	$6,881.00 (+4.15%)
2023		$131,700 Land $38,400 Building $93,300	$131,700 Land $38,400 Building $93,300
2022	$6,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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