Camden County and Mount Ephraim Borough property record for 12 Harding Ave, Mount Ephraim, NJ 08059
| Property Type | Single Family Home |
|---|---|
| Details | 1,163 sqft · built 1948 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,000 (May 2017) |
| Tax Bill | $6,670 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00086-0000-00001-09 |
| Primary APN | 25-00086-0000-00001-09 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,163 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2500086000000001H |
|---|---|
| Street Address | 12 HARDING AVE |
| City | MOUNT EPHRAIM |
| State | NJ |
| Zip | 08059-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 86 |
| Legal Lot Number | 1.9 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | MOUNT EPHRAIM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 605400 |
Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2017 · Amount on Record |
| Deed Sale | May 18, 2017 · Amount on Record |
| Prior Sale | Oct 10, 2007 · Amount on Record |
| Deed Document Number | 201736536 |
| Deed Book / Page | 10632 / 1594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | May 18, 2017 |
| Property Address | 12 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526 |
| Document Number | 0000036536 |
| Book / Page | 10632 / 1594 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017036536 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | SURETY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $584.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 HARDING AVE, 12, MOUNT EPHRAIM, NJ 08059-1526 |
| Name | Verified Name |
|---|---|
| Address | 22 OSWEGO AVE, AUDUBON, NJ 08106-1914 |
| Document Number | 0000036537 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 2017036537 |
| Name | ACRE MORTGAGE & FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Mount Ephraim Borough |
| Unified School District | Mount Ephraim Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,700 (-) Land $38,400 Building $86,300 | $124,700 (-) Land $38,400 Building $86,300 | |
| 2025 | $6,670.00 (+2.38%) | $124,700 (-) Land $38,400 Building $86,300 | $124,700 (-) Land $38,400 Building $86,300 |
| 2024 | $6,515.00 (+4.14%) | ||
| 2023 | $124,700 Land $38,400 Building $86,300 | $124,700 Land $38,400 Building $86,300 | |
| 2022 | $6,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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