16 Harding Ave, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 16 Harding Ave, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	1,019 sqft · built 1948
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$137,100 (Aug 2019)
Tax Bill	$6,430 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00086-0000-00001-08`

Property Details

APN / Parcel Number

Primary APN	`25-00086-0000-00001-08`
Alternative APNs	`25000860000000010008` `2500086000000001G`

Interior

Stories	1 Story
Building Area	1,019 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	2500086000000001G
Street Address	16 HARDING AVE
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	86
Legal Lot Number	1.8
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	2
Census Block	2003
Census Tract	605400

Owner

Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 6, 2019	Deed, Transfer · FHA Mortgage TRIDENT MORTGAGE COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2019 · Amount on Record
Deed Sale	Aug 6, 2019 · Amount on Record
Prior Sale	Dec 5, 2014 · Amount on Record
Deed Document Number	201953291
Deed Book / Page	11185 / 1402
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	16 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105056
Date	Dec 9, 2021
Book Page	11912/679
Instrument	2021105056

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Aug 6, 2019
Property Address	16 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Document Number	0000053291
Book / Page	11185 / 1402
Instrument Date	Jul 24, 2019
Instrument	2019053291
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TRIDENT LAND TRANSFER CO LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 SAN JOSE DR, 1016, GLENDORA, NJ 08029-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526

Mortgage

Document Number	0111851408
Date	Aug 6, 2019
Instrument	11185/1408

Lender

Name	TRIDENT MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,200 (-) Land $38,400 Building $81,800	$120,200 (-) Land $38,400 Building $81,800
2025	$6,430.00 (+2.39%)	$120,200 (-) Land $38,400 Building $81,800	$120,200 (-) Land $38,400 Building $81,800
2024	$6,280.00 (+4.15%)
2023		$120,200 Land $38,400 Building $81,800	$120,200 Land $38,400 Building $81,800
2022	$6,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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