3 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3 E Lake Dr, Annapolis, MD 21403 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Architecture StyleConventional
Year BuiltBuilt 1928
Square Footage3,254 sqft Living Area
Lot Size18,000 sqft (0.413 acres)
OccupancyOwner Occupied
Last Sale$246,500 (1996)
Tax Bill$8,094.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-047-09209200
Alternative APNs
  • 2-047-09209200
  • 04709209200

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,254 sqft Living Area
1st Floor2,338 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area18,000 sqft (0.413 acres)

Exterior Amenities

Shed1 Shed
Shed Area140 sqft Shed
PorchOpen Porch
Porch Area183 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number04709209200
Street Address3 E LAKE DR
CityANNAPOLIS
StateMD
Zip21403-4412
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 21 PT LT 22 SC 3 BAY RIDGE
Legal SubdivisionBAY RIDGE
Legal Block4
Legal Lot Number21
JurisdictionANNE ARUNDEL MD
Minor Civil Division6
Census Blockgroup4
Census Block4009
Census Tract702602

Owner

Source: Anne Arundel County records · APN 02-047-09209200

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 E LAKE DR, ANNAPOLIS, MD 21403-4412
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2020Deed of Trust, Mortgage · Line of Credit
RAYMOND JAMES BANK NA
Jul 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 1996 · Amount on Record
Deed SaleFeb 07, 1996 · Amount on Record
Deed Doc Number19961048
Deed Book / Page7311 / 576
Record RefreshedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3 E LAKE DR, ANNAPOLIS, MD 21403-4412
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0345100228
DateApr 30, 2020
Book Page34510/228
Lender
NameRAYMOND JAMES BANK NA
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueJan 06, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3 E LAKE DR, ANNAPOLIS, MD 21403-4412
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0371120285
DateJul 01, 2021
Book Page37112/285
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,119,300 (+20.34%)$1,213,900 (+30.51%) Land $886,500 Building $327,400
2024$8,094.00 (+28.03%)
2023$6,322.00 Homeowner's exemption$930,100 Land $667,000 Building $263,100$930,100 Land $667,000 Building $263,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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