Anne Arundel County property record for 13 E Lake Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,746 sqft · built 2005 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,925,000 (Nov 2025) |
| Tax Bill | $11,475 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-09145600 |
| Primary APN | 02-047-09145600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,746 sqft Total Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 16,000 sqft (0.367 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 573 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 04709145600 |
|---|---|
| Old Parcel Number | 204709145600 |
| Street Address | 13 E LAKE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 27 PT LT 26 SC 3 13 LAKE DR E BAY RIDGE |
| Legal Section | 3 |
| Legal Subdivision | BAY RDG SEC 03 |
| Legal Lot Number | 26,27 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 702602 |
Source: Anne Arundel County records · APN 02-047-09145600
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 13 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Dec 05, 1996 · Amount on Record |
| Deed Document Number | 0041817408 |
| Deed Book / Page | 41817 / 408 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 10, 2025 |
| Property Address | 13 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Document Number | 0418170408 |
| Book / Page | 41817 / 408 |
| Map Reference | MB 3 FO 44 |
| Instrument Date | Nov 07, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Document Number | 0041817417 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 41817/417 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Dec 01, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.2% |
Source: Anne Arundel County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,475.00 (+23.75%) Homeowner's exemption | $1,397,300 (+21.66%) | $1,521,700 (+32.49%) Land $867,000 Building $654,700 |
| 2023 | $9,273.00 Homeowner's exemption | $1,148,500 Land $656,000 Building $492,500 | $1,148,500 Land $656,000 Building $492,500 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 117 locations within half a mile of this property.
4G LTE only, no 5G reported
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