1 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1 E Lake Dr, Annapolis, MD 21403 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,084 sqft · built 1926
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$995,000 (Jul 2021)
Tax Bill$7,747 (2023)
Deeds & MortgagesDec 2020 Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN02-047-09207800

Property Details

APN / Parcel Number

Primary APN02-047-09207800
Alternative APNs
  • 204709207800
  • 04709207800

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,084 sqft Total Area
1st Floor Area1,084 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Architectural StyleConventional
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Garage TypeDetached
Garage Area832 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number04709207800
Old Parcel Number204709207800
Street Address1 E LAKE DR
CityANNAPOLIS
StateMD
Zip21403-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 21A SC 3 1 E LAKE DR BAY RIDGE
Legal Section3
Legal SubdivisionBAY RIDGE
Legal Lot Number21A
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4009
Census Tract702602

Owner

Source: Anne Arundel County records · APN 02-047-09207800

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address220 MCKENDREE AVE, ANNAPOLIS, MD 21401-3640
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jul 23, 2021Deed, Transfer
MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJul 23, 2021 · Amount on Record
Deed SaleJul 23, 2021 · Amount on Record
Prior SaleJan 31, 2007 · Amount on Record
Deed Document Number0037251484
Deed Book / Page37251 / 484
Record UpdatedJun 07, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1 E LAKE DR, ANNAPOLIS, MD 21403-4412
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyBAY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0357150220
DateDec 03, 2020
Book Page35715/220
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateDec 01, 2027
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.87%
IndexOther
Margin3
Max Rate7.87%

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 23, 2021
Property Address1 E LAKE DR, ANNAPOLIS, MD 21403-4412
Document Number0372510484
Book / Page37251 / 484
Map ReferenceMB 3 FO 44
Instrument DateJul 14, 2021
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyMID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transaction

AmountAmount Recorded
Tax$14,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address220 MCKENDREE AVE, ANNAPOLIS, MD 21401-3640

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$7,747.00$709,500 Land $623,000 Building $86,500$709,500 Land $623,000 Building $86,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Nearby Flood Policies64 in force
Nearby Flood Claims7 (2003–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2024, river or lake flooding
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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