12 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 12 E Lake Dr, Annapolis, MD 21403 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,989 sqft · built 2017
Lot Size	0.501 acres (21,856 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Nov 2015)
Tax Bill	$24,517 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-047-09206400`

Property Details

APN / Parcel Number

Primary APN	`02-047-09206400`
Alternative APNs	`204709206400` `04709206400`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,989 sqft Total Area
1st Floor Area	752 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,856 sqft (0.501 acres)
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	198 sqft
Deck Area	360 sqft
Patio Area	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	04709206400
Old Parcel Number	204709206400
Street Address	12 E LAKE DR
City	ANNAPOLIS
State	MD
Zip	21403-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16R SC 2 12 E LAKE DR BAY RIDGE
Legal Section	2
Legal Subdivision	BAY RDG SEC 02 113
Legal Lot Number	16R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4002
Census Tract	702602

Owner

Source: Anne Arundel County records · APN 02-047-09206400

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 GROVE AVE, MADISON, CT 06443-3226
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2015 · Amount on Record
Deed Sale	Nov 13, 2015 · Amount on Record
Prior Sale	Nov 27, 1995
Deed Document Number	0002900661
Deed Book / Page	29006 / 61
Record Updated	Jun 07, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	12 E LAKE DR, ANNAPOLIS, MD 21403-4413
Transaction Type	Mortgage
Record Updated	Jan 04, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380830395
Date	Dec 15, 2021
Book Page	38083/395

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	233 Months
Due	May 01, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	12 E LAKE DR, ANNAPOLIS, MD 21403-4413
Document Number	0343070425
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 E LAKE DR ANNAPOLIS MD 214034413, ANNAPOLIS, MD 21403-4413

Mortgage

Document Number	0343070425
Date	Mar 12, 2020
Book Page	034307/000425

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 11, 2045

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	12 E LAKE DR, ANNAPOLIS, MD 21403-4413
Document Number	0319420198
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 E LAKE DR ANNAPOLIS MD 214034413, ANNAPOLIS, MD 21403-4413

Mortgage

Document Number	0319420198
Date	Mar 22, 2018
Book Page	031942/000198

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$24,517.00	$2,245,200 Land $1,336,400 Building $908,800	$2,245,200 Land $1,336,400 Building $908,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024, river or lake flooding
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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