2987 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2987 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (May 2022)
Tax Bill	$404 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`04-07S-03W-3153-000B-0360`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000B-0360`

Exterior

Lot Area	15,000 sqft (0.344 acres)
Lot Width	100 ft Width

Location & Zoning

Street Address	2987 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8005
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ST JAMES PARK UNIT 3, LOT 36 OR 191/227-228 191/365 263/26 518/75 647/156 648/523 651/695 766/650 823/153 956/609 1130/335 11
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISL PARK UN 03
Legal Block	B
Legal Lot Number	36
Legal Unit	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2075
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16002 SW 103RD LN, MIAMI, FL 33196-6150
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Document Number	202219003214
Deed Book / Page	1337 / 25
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 25, 2022
Property Address	2987 HIGHWAY 98 E, CARRABELLE, FL 32322-8005
Document Number	0019003214
Book / Page	1337 / 25
Map Reference	MB 2 PG 6
Instrument Date	May 24, 2022
Instrument	202219003214
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2991 HIGHWAY 98 E, CARRABELLE, FL 32322-8005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16002 SW 103RD LN, MIAMI, FL 33196-6150

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$404.00 (+23.55%)	$50,000 (+42.86%) Land $50,000	$50,000 (+42.86%) Land $50,000
2024	$327.00 (-15.94%)	$35,000 (-12.5%) Land $35,000	$35,000 (-12.5%) Land $35,000
2023	$389.00 (-2.75%)	$40,000 (-) Land $40,000	$40,000 (-) Land $40,000
2022	$400.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50