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2984 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2984 Hwy 98 E, Carrabelle, FL 32322 · Last verified January 2026

Property Summary

Property TypeVacant Land
Details1,428 sqft · built 1960
Lot Size0.432 acres (18,834 sqft)
OwnerIndividual Name on File
Last Sale$191,200 (Jun 2021)
Tax Bill$1,392 (2025)
Deeds & MortgagesJun 2021 Sale & Line of Credit
Flood ZoneZone VE (high risk)
APN04-07S-03W-3153-000C-0430

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3153-000C-0430

Interior

Stories1 Story
Building Area1,428 sqft

Exterior

Year BuiltBuilt 1960
Lot Area18,834 sqft
PorchPorch
Porch Area788 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2984 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8027
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionUNIT 2 BL C LOT 43 ALSO THE WEST 10 FT OF LOT 44 OR 145/218 156/46 179/48-49 181/361 228/283 317/134 OR 340/152-54 344/08 659
Legal Range03W
Legal Township07S
Legal Section04
Legal SubdivisionST JAMES ISLAND PARK
Legal BlockC
Legal Lot Number43
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2076
Census Tract970102

Owner

Source: Franklin County records · APN 04-07S-03W-3153-000C-0430

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6754 NE DUSTY MILLER AVE, PINETTA, FL 32350-2929
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2021 · Amount on Record
Deed SaleJun 21, 2021 · Amount on Record
Prior SaleMay 30, 2008 · Amount on Record
Deed Document Number202119003937
Deed Book / Page1305 / 199
Record UpdatedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJun 21, 2021
Property Address2984 HIGHWAY 98 E, CARRABELLE, FL 32322-8027
Document Number0019003937
Book / Page1305 / 199
Map ReferenceMB 1 PG 30
Instrument DateJun 09, 2021
Instrument202119003937
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyLOWE TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,338.40
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address872 BRUSHY CREEK ROAD, OCILLA, GA 31774-2302

Transferred To (Grantee/Buyer)

NameVerified Name
Address6754 NE DUSTY MILLE AVENUE, PINETTA, FL 32350-2929

Mortgage

Document Number0000000201
DateJun 21, 2021
Instrument1305/201
Lender
NameCOMMERCIAL BANKING CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 11, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,392.00 (+3.96%)$150,309 (-0.33%) Land $140,625 Building $9,684$150,309 (-0.33%) Land $140,625 Building $9,684
2024$1,339.00$150,809 Land $140,625 Building $10,184$150,809 Land $140,625 Building $10,184

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 293 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
36 under condo master policies
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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