2991 W Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 2991 W Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,441 sqft · built 2018
Lot Size	0.163 acres (7,097 sqft)
Owner	Individual Name on File
Last Sale	$318,400 (Oct 2021)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`000A362540`

Property Details

APN / Parcel Number

Primary APN	`000A362540`
Alternative APNs	`03-1031-25-3-08-68-0000` `R827893` `A36254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,441 sqft Living Area
Gross Area	2,551 sqft
1st Floor Area	1,441 sqft
Basement Area	1,110 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,097 sqft (0.163 acres)
View / Lot	Neighborhood / Spot
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Deck Area	136 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2991 W COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 6TH FIL (17), S25, T01 N, R24 E, BLOCK 6, LOT 34B
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 6TH FIL (17)
Legal Block	6
Legal Lot Number	34B
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2092
Census Tract	1403

Owner

2991 W Copper Ridge Loop is owned and occupied by an individual who bought it in October 2021.

Source: Yellowstone County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 29, 2021	Deed, Transfer · FHA Mortgage STOCKMAN BANK
Mar 6, 2020	Correction Deed FIRST MONTANA TITLE
Feb 18, 2020	Warranty Deed, Transfer · Line of Credit STOCKMAN BK/MT
Dec 10, 2019	Loan Modification, Mortgage STOCKMAN BK/MT
Dec 10, 2019	Loan Modification, Mortgage STOCKMAN BK/MT
Sep 20, 2019	Loan Modification, Mortgage STOCKMAN BK/MONTANA
Sep 20, 2019	Loan Modification, Mortgage STOCKMAN BK/MT
May 20, 2019	Loan Modification, Mortgage STOCKMAN BK/MONTANA
Jun 20, 2019	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Mar 22, 2019	Loan Modification, Mortgage STOCKMAN BK/MT
Mar 22, 2019	Loan Modification, Mortgage STOCKMAN BK/MT
Nov 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage STOCKMAN BK/MONTANA
Jul 10, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Oct 12, 2017	Warranty Deed, Transfer · Construction Mortgage COPPER RIDGE DEV CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Oct 12, 2017
Deed Document Number	20213995627
Prior Transfer Date	Feb 7, 2020
Prior Transfer Doc	0003913516
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 27, 2026
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0004144499
Instrument Date	Jul 31, 2026
Instrument	20264144499
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004144499,
Date	Aug 27, 2026
Instrument	20264144499

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Nov 1, 2051

Interest

Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 29, 2021
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003995627
Map Reference	DOC 3789424
Instrument Date	Oct 29, 2021
Instrument	3995627
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6403 ELDER GROVE LN, 6403, BILLINGS, MT 59106-2694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673

Mortgage

Document Number	0003995628
Date	Oct 29, 2021
Instrument	3995628

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 6, 2020
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003913516
Instrument Date	Mar 6, 2020
Instrument	3913516
Record Updated	Mar 23, 2020
Title Company	FIRST MONTANA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4115 OBRE LN BILLINGS MT 59106, BILLINGS, MT 59106

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 18, 2020
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003911702
Instrument Date	Feb 7, 2020
Instrument	3911702
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4115 OBIE LN BILLINGS MT 591064548, BILLINGS, MT 59106-4548

Mortgage

Document Number	3911703
Date	Feb 18, 2020
Instrument	3911703

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 17, 2040

Interest

Rate Type	Adjustable Rate

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003906055
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3324 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003906055
Date	Dec 18, 2019
Instrument	3906055

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 17, 2020

Interest

Rate Type	Adjustable Rate

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003906056
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003906056
Date	Dec 18, 2019
Instrument	3906056

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 17, 2020

Interest

Rate Type	Adjustable Rate

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003897511
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003897511
Date	Sep 25, 2019
Instrument	3897511

Lender

Name	STOCKMAN BK/MONTANA
Address	BILLINGS, MT 59102

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 24, 2020

Interest

Rate Type	Adjustable Rate

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003897512
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3324 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003897512
Date	Sep 25, 2019
Instrument	3897512

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 24, 2020

Interest

Rate Type	Adjustable Rate

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003886533
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003886533
Date	Jun 20, 2019
Instrument	3886533

Lender

Name	STOCKMAN BK/MONTANA
Address	BILLINGS, MT 59102

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 19, 2020

Interest

Rate Type	Adjustable Rate

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 20, 2019
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Instrument Date	May 20, 2019
Instrument	3886534
Transaction Type	Construction Loan
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3324 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003886534
Date	Jun 20, 2019
Instrument	3886534

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003881497
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003881497
Date	Apr 26, 2019
Instrument	3881497

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 25, 2020

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003881029
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003881029
Date	Apr 23, 2019
Instrument	3881029

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 22, 2020

Interest

Rate Type	Adjustable Rate

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 29, 2018
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Instrument Date	Nov 14, 2018
Instrument	3869383
Transaction Type	Construction Loan
Record Updated	Dec 7, 2018
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003869383
Date	Nov 29, 2018
Instrument	3869383

Lender

Name	STOCKMAN BK/MONTANA
Address	BILLINGS, MT 59102

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 28, 2019

Interest

Rate Type	Adjustable Rate

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 10, 2018
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Instrument Date	May 23, 2018
Instrument	3854065
Transaction Type	Construction Loan
Record Updated	Jan 3, 2020
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003854065
Date	Jul 10, 2018
Instrument	3854065

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 12, 2017
Property Address	2991 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003830098
Instrument Date	Oct 11, 2017
Instrument	3830098
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 22212 BILLINGS MT 591042212, BILLINGS, MT 59104-2212

Mortgage

Document Number	3831122
Date	Oct 12, 2017
Instrument	3831122

Lender

Name	COPPER RIDGE DEV CORP
Address	175 N 27TH ST # 900, BILLINGS, MT 59101-2065

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2018

Mortgage

Document Number	3830639,
Date	Oct 12, 2017
Instrument	3830639

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2991 W Copper Ridge Loop was $3,186.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,500 Land $72,177 Building $366,323	$438,500 Land $72,177 Building $366,323
2025	$3,186.00
2023	$3,386.00	$379,500	$379,500 Land $64,392 Building $315,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2991 W Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2991 W Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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