2995 W Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 2995 W Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,194 sqft · built 2018
Lot Size	0.163 acres (7,087 sqft)
Owner	Individual Name on File
Last Sale	$510,600 (Nov 2022)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`000A362520`

Property Details

APN / Parcel Number

Primary APN	`000A362520`
Alternative APNs	`03-1031-25-3-08-33-0000` `R827891` `A36252`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	2,342 sqft
1st Floor Area	1,492 sqft
Basement Area	850 sqft
Finished Basement	702 sqft
Unfinished Basement	148 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,087 sqft (0.163 acres)
View / Lot	Neighborhood / Spot
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2995 W COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 6TH FIL (17), S25, T01 N, R24 E, BLOCK 6, LOT 33
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 6TH FIL (17)
Legal Block	6
Legal Lot Number	33
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2092
Census Tract	1403

Owner

2995 W Copper Ridge Loop is owned and occupied by an individual who bought it in November 2022.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Apr 12, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage WALLINDER MTG BROKERS
Feb 14, 2019	Loan Modification, Mortgage STOCKMAN BK/MT
Jul 30, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Apr 16, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Oct 12, 2017	Warranty Deed, Transfer · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	May 20, 2021 · Amount on File
Deed Document Number	20224033784
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 2, 2022
Property Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0004033784
Map Reference	DOC 3789424
Instrument Date	Nov 1, 2022
Instrument	4033784
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673

Mortgage

Document Number	0004033785
Date	Nov 2, 2022
Instrument	4033785

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 20, 2021
Property Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003973063
Map Reference	DOC 3789424
Instrument Date	May 20, 2021
Instrument	3973063
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673

Mortgage

Document Number	0003973064
Date	May 20, 2021
Instrument	3973064

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 12, 2019
Property Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003880283
Instrument Date	Apr 10, 2019
Instrument	3880283
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673

Mortgage

Document Number	0003880284
Date	Apr 12, 2019
Instrument	3880284

Lender

Name	WALLINDER MTG BROKERS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003875999
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003875999
Date	Feb 19, 2019
Instrument	3875999

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 18, 2020

Interest

Rate Type	Adjustable Rate

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 30, 2018
Property Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Instrument Date	Jul 27, 2018
Instrument	3856123
Transaction Type	Construction Loan
Record Updated	Aug 7, 2018
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003856123
Date	Jul 30, 2018
Instrument	3856123

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 80850

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 29, 2019

Interest

Rate Type	Adjustable Rate

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 16, 2018
Property Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Instrument Date	Apr 13, 2018
Instrument	3846561
Transaction Type	Construction Loan
Record Updated	May 7, 2018
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003846561
Date	Apr 16, 2018
Instrument	3846561

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 15, 2019

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 12, 2017
Property Address	2995 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003830096
Instrument Date	Oct 11, 2017
Instrument	3830096
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 22212 BILLINGS MT 591042212, BILLINGS, MT 59104-2212
Investor	Possibly a Property Investor

Mortgage

Document Number	3830637
Date	Oct 12, 2017
Instrument	3830637

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2018

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	3831124,
Date	Oct 12, 2017
Instrument	3831124

Lender

Name	COPPER RIDGE DEV CORP
Address	175 N 27TH ST # 900, BILLINGS, MT 59101-2065

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 2995 W Copper Ridge Loop was $3,151.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,600 Land $72,130 Building $360,470	$432,600 Land $72,130 Building $360,470
2025	$3,151.00
2023	$3,631.00	$406,900	$406,900 Land $64,373 Building $342,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2995 W Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2995 W Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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