2989 W Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 2989 W Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,744 sqft · built 2016
Lot Size	0.257 acres (11,183 sqft)
Owner	2 Individual Names on File
Last Sale	$392,000 (Apr 2025)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000A353300`

Property Details

APN / Parcel Number

Primary APN	`000A353300`
Alternative APNs	`03-1031-25-3-08-35-0000` `R808265` `A35330`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,744 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,821 sqft
Basement Area	963 sqft
Finished Basement	923 sqft
Unfinished Basement	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Split Level
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,183 sqft (0.257 acres)
View / Lot	Neighborhood / Spot
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	233 sqft
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2989 W COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 5TH FILING (15), S25, T01 N, R24 E, BLOCK 6, LOT 35
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 5TH FILING (15)
Legal Block	6
Legal Lot Number	35
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2092
Census Tract	1403

Owner

2989 W Copper Ridge Loop is owned and occupied by two individuals who bought it in April 2025.

Source: Yellowstone County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2989 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage STOCKMAN BK/MT
Nov 1, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Oct 10, 2018	Warranty Deed, Transfer STOCKMAN BK/MT
Jul 27, 2017	Loan Modification, Mortgage STOCKMAN BK/MT
Apr 17, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage YELLOWSTONE BANK
Apr 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Prior Sale	Oct 10, 2018 · Amount on File
Deed Document Number	20254101405
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	0003811000
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2989 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003917337
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2989 W COPPER RIDGE LOOP BILLINGS MT 591062673, BILLINGS, MT 59106-2673

Mortgage

Document Number	0003917337
Date	Apr 17, 2020
Instrument	3917337

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 16, 2040

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2989 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003868705
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003868705
Date	Nov 20, 2018
Instrument	3868705

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2019

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 10, 2018
Property Address	2989 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003864931
Instrument Date	Oct 10, 2018
Instrument	3864931
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2989 W COPPER RIDGE LOOP BILLINGS MT 591062673, BILLINGS, MT 59106-2673

Mortgage

Document Number	3864932
Date	Oct 10, 2018
Instrument	3864932

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2048

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2989 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003821605
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003821605
Date	Aug 1, 2017
Instrument	3821605

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 17, 2017
Property Address	2989 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003811362
Map Reference	DOC 3698744
Instrument Date	Apr 17, 2017
Instrument	3811362
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1941 MULBERRY DR, 1941, BILLINGS, MT 59102-0603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2989 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673

Mortgage

Document Number	0003811363
Date	Apr 17, 2017
Instrument	3811363

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 14, 2017
Property Address	2989 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003811000
Instrument Date	Apr 4, 2017
Instrument	3811000
Transaction Type	Transfer
Record Updated	Apr 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1941 MULBERRY DR BILLINGS MT 591020603, BILLINGS, MT 59102-0603

Tax Assessment & Valuation

The 2025 property tax bill for 2989 W Copper Ridge Loop was $4,645, down 12.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,700 (-3.08%) Land $89,375 Building $496,325	$585,700 (-3.08%) Land $89,375 Building $496,325
2025	$4,645.00 (-12.77%)	$604,300 Land $89,375 Building $514,925	$604,300 Land $89,375 Building $514,925
2024	$5,325.00 (+14.54%)
2023	$4,649.00	$521,100	$521,100 Land $70,844 Building $450,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2989 W Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2989 W Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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