2990 W Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 2990 W Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,604 sqft · built 2018
Lot Size	0.199 acres (8,659 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A362200`

Property Details

APN / Parcel Number

Primary APN	`000A362200`
Alternative APNs	`03-1031-25-3-06-88-0000` `R827835` `A36220`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,604 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	1,654 sqft
Basement Area	1,638 sqft
Finished Basement	950 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,659 sqft (0.199 acres)
View / Lot	Neighborhood / Spot
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2990 W COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 6TH FIL (17), S25, T01 N, R24 E, BLOCK 4, LOT 88
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 6TH FIL (17)
Legal Block	4
Legal Lot Number	88
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2021
Census Tract	1403

Owner

2990 W Copper Ridge Loop is owned and occupied by two individuals who acquired it in January 2018.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2990 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
	Deed of Trust, Mortgage
Mar 6, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Jan 30, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018
Deed Sale	Jan 30, 2018
Deed Document Number	20183840113
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2990 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003993686
Date	Oct 15, 2021
Instrument	3993686

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2990 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 6, 2018
Property Address	2990 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Instrument Date	Feb 1, 2018
Instrument	3842966
Transaction Type	Construction Loan
Record Updated	Mar 20, 2018
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1328 CORTEZ AVE BILLINGS MT 591055446, BILLINGS, MT 59105-5446

Mortgage

Document Number	0003842966
Date	Mar 6, 2018
Instrument	3842966

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2019

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 30, 2018
Property Address	2990 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003840113
Instrument Date	Jan 26, 2018
Instrument	3840113
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 81371 BILLINGS MT 591081371, BILLINGS, MT 59108-1371

Tax Assessment & Valuation

The 2025 property tax bill for 2990 W Copper Ridge Loop was $3,954.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,700 Land $79,251 Building $447,449	$526,700 Land $79,251 Building $447,449
2025	$3,954.00
2023	$4,146.00	$464,600	$464,600 Land $67,139 Building $397,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2990 W Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2990 W Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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