299 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 299 SW Harbor St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,400 sqft · built 1979
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Dec 1993)
Tax Bill	$2,048 (2024)
Deeds & Mortgages	Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-007-000-0025.1-7-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-007-000-0025.1-7-0000`
Alternative APNs	`55-38-41-007-000-00251-7` `44402`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,400 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.195 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Porch	Enclosed Porch
Porch Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	299 SW HARBOR ST
City	STUART
State	FL
Zip	34997-7445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	HARBOR ESTATES SEC 2 W 84.88 OF LOT 25
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	HARBOR ESTATES
Legal Block	1
Legal Lot Number	25
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1000
Census Tract	1103

Owner

Source: Martin County assessment roll, APN 55-38-41-007-000-0025.1-7-0000, as of August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	299 SW HARBOR ST, STUART, FL 34997-7445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 1993 · Amount on Record
Deed Sale	Dec 10, 1993 · Amount on Record
Prior Sale	Mar 01, 1979 · Amount on Record
Deed Book / Page	1045 / 797
Last Transfer Date	Jun 14, 2018
Transfer Doc	0029982510
Record Updated	Jun 08, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 14, 2018
Property Address	299 SW HARBOR ST, STUART, FL 34997-7445
Document Number	0029982510
Book / Page	002998 / 002510
Instrument Date	Jun 14, 2018
Instrument	2700321
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 SW HARBOR ST STUART FL 349977445, STUART, FL 34997-7445

Tax Assessment & Valuation

Source: Martin County assessment roll as of August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,793 (+5.99%)	$351,770 (+6.44%) Land $225,000 Building $126,770
2024	$2,048.00 (+3.17%)
2023	$1,985.00 (+4.36%) Additional exemption filed	$134,728 (+3%)	$330,500 (+19.34%) Land $216,000 Building $114,500
2022	$1,902.00 Homeowner's exemption	$130,804	$276,940 Land $171,360 Building $105,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), as of April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 186 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	218 units insured incl. 32 condo units
Nearby Flood Claims	170 (1979–2025)
Claims Outside the SFHA	25 of 170
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 75 claims Hurricane Irene, Oct 1999 · 18 claims Severe Flooding, Oct 1995 · 47 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 194 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4431891, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.