270 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 270 SW Harbor St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,761 sqft · built 1978
Lot Size0.284 acres (12,371 sqft)
Owner2 Individual Names on Record
Last Sale$64,000 (Oct 1997)
Tax Bill$4,166 (2025)
Deeds & MortgagesJul 2020 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN55-38-41-007-000-0024.0-1-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0024.0-1-0000
Alternative APNs
  • 55-38-41-007-000-00240-1
  • 44400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,761 sqft Living Area
Gross Area2,160 sqft
1st Floor Area1,761 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1998
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,371 sqft (0.284 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area208 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44400
Street Address270 SW HARBOR ST
CitySTUART
StateFL
Zip34997-6293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionHARBOR ESTATES SEC 2 E 81.15 OF LOT 24. & BEG SE COR OF W 30 OF LOT 24 W 2 N 25.9 NELY 24.18 TO E LOT LN S 50 TO POB
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Block1
Legal Lot Number24
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1000
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address270 SW HARBOR ST, STUART, FL 34997-6293
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Dec 21, 2018Deed of Trust, Mortgage · Conventional with PMI
PLANET HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 1997 · Amount on Record
Deed SaleOct 9, 1997 · Amount on Record
Prior SaleJan 12, 1990 · Amount on Record
Deed Book / Page1265 / 1692
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address270 SW HARBOR ST, STUART, FL 34997-6293
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031452077
DateJul 27, 2020
Book Page3145/2077
Instrument2827910
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJun 1, 2035

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address270 SW HARBOR ST, STUART, FL 34997-6293
Document Number0030342535
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address270 SW HARBOR ST STUART FL 349976293, STUART, FL 34997-6293

Mortgage

Document Number0030342535
DateJan 3, 2019
Book Page003034/002535
Instrument2732490
Lender
NamePLANET HM LNDG
AddressMERIDEN, CO 06450
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 2, 2034

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,166.00 (+17.29%) Additional exemption filed$236,982 (+5.99%)$437,620 (+7.34%) Land $226,800 Building $210,820
2024$3,552.00 (+2.36%)
2023$3,470.00 (+3.86%) Additional exemption filed$223,597 (+3%)$407,690 (+11.11%) Land $181,440 Building $226,250
2022$3,341.00 Homeowner's exemption$217,085$366,930 Land $166,900 Building $200,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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