279 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 279 SW Harbor St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,558 sqft · built 2022
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Aug 2020)
Tax Bill$8,610 (2025)
Deeds & MortgagesSep 2021 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN55-38-41-007-000-0025.0-8-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0025.0-8-0000
Alternative APNs
  • 55-38-41-007-000-00250-8
  • 44401

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,558 sqft Living Area
Gross Area1,999 sqft
1st Floor Area1,558 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
View / LotInterior
Garage TypeAttached
Garage Area441 sqft
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44401
Street Address279 SW HARBOR ST
CitySTUART
StateFL
Zip34997-7445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionHARBOR ESTATES SEC 2 E 100 OF LOT 25 OR 354/204
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Block1
Legal Lot Number25
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1000
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address279 SW HARBOR ST, STUART, FL 34997-7445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Aug 31, 2020Warranty Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleApr 18, 2007 · Amount on Record
Deed Document Number20202834961
Deed Book / Page3154 / 1012
Transfer Doc1317001558
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address279 SW HARBOR ST, STUART, FL 34997-7445
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address16525 105TH DR N, JUPITER, FL 33478-6203

Mortgage

Document Number0032570179
DateSep 17, 2021
Book Page3257/179
Instrument2914615
Lender
NameTD BANK NA
TypeBank
AddressLEXINGTON, MA 02420
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 31, 2020
Property Address279 SW HARBOR ST, STUART, FL 34997-7445
Document Number0031541012
Book / Page003154 / 001012
Instrument DateAug 24, 2020
Instrument2834961
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$455.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16525 105TH DR N JUPITER FL 334786203, JUPITER, FL 33478-6203

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,610.00 (+6.94%) Homeowner's exemption$518,488 (+5.99%)$527,520 (+7.83%) Land $250,000 Building $277,520
2024$8,051.00 (+1.82%)
2023$7,907.00 (+318.36%) Additional exemption filed$489,200 (+708.6%) Land $240,000 Building $249,200$489,200 (+249.43%) Land $240,000 Building $249,200
2022$1,890.00$60,500$140,000 Land $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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