299 E State St, Montrose, MI 48457 Property Records

Genesee County property record for 299 E State St, Montrose, MI 48457

Property Summary

Property Type	Commercial
Details	3,024 sqft · built 1963
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jun 2022)
Tax Bill	$2,775 (2025)
Deeds & Mortgages	Jun 2022 Sale & Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-16-300-019`

Property Details

APN / Parcel Number

Primary APN	`60-16-300-019`

Interior

Stories	1 Story
Building Area	3,024 sqft Total Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	133 ft deep x 83 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	299 E STATE ST
City	MONTROSE
State	MI
Zip	48457-9004
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GENL BUS G
Legal Description	A PARCEL OF LAND BEG N 89 DEG 05 MIN W 576.84 FT FROM S 1/4 COR OF SEC TH N 89 DEG 05 MIN W 83 FT TH N 1 DEG 40 MIN E 183 FT
Legal Range	05E
Legal Township	09N
Legal Section	16
Jurisdiction	GENESEE MI
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1023
Census Tract	12602

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	338 E STATE ST, MONTROSE, MI 48457-9005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Line of Credit ELGA CREDIT UNION
May 25, 2017	Warranty Deed, Transfer ELGA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Jun 25, 2003 · Amount on Record
Deed Document Number	202247589
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 28, 2022
Property Address	295 E STATE ST, MONTROSE, MI 48457-9004
Document Number	0000047589
Instrument Date	Jun 13, 2022
Instrument	202206280047589
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14048 NICHOLS RD, MONTROSE, MI 48457-9433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 E STATE ST, MONTROSE, MI 48457-9005

Mortgage

Document Number	0000047692
Date	Jun 28, 2022
Instrument	202206280047692

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 25, 2017
Property Address	295 E STATE ST, MONTROSE, MI 48457-9004
Document Number	0000040851
Instrument Date	Apr 26, 2017
Instrument	40851
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12458 VIENNA RD MONTROSE MI 484579405, MONTROSE, MI 48457-9405

Mortgage

Document Number	35874
Date	May 25, 2017
Instrument	35874

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Montrose City
Unified School District	Montrose Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,775.00 (-52.27%)	$83,000 (+11.26%)	$166,000 (+11.26%)
2024	$5,814.00 (+44.09%)
2023		$74,600	$149,200
2019	$4,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 1,657 people · EPA ID MI0004480
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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