288 E State St, Montrose, MI 48457 Property Records

Genesee County property record for 288 E State St, Montrose, MI 48457

Property Summary

Property Type	Commercial
Details	1,980 sqft · built 1969
Lot Size	0.634 acres (27,617 sqft)
Owner	Company Name on File
Last Sale	$179,900 (Jan 2021)
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Oct 2021 Second Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-21-100-016`

Property Details

APN / Parcel Number

Primary APN	`60-21-100-016`

Interior

Units	3 Units
Stories	1 Story
Building Area	1,980 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	27,617 sqft (0.634 acres)
Lot Dimensions	263 ft deep x 105 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	288 E STATE ST
City	MONTROSE
State	MI
Zip	48457-9090
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	A PARCEL OF LAND BEG N 89 DEG 05 MIN W 648.15 FT FROM N 1/4 COR OF SEC TH N 89 DEG 05 MIN W 105.02 FT TH S 1 DEG 10 MIN W
Legal Range	05E
Legal Township	09N
Legal Section	21
Jurisdiction	GENESEE MI
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2000
Census Tract	12602

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	288 W STATE ST, MONTROSE, MI 48457-9748
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE STATE BANK
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Jan 7, 2021	Warranty Deed, Transfer THE ST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Apr 18, 2011 · Amount on Record
Deed Document Number	20212367
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	288 E STATE ST, MONTROSE, MI 48457-9090
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079872
Date	Oct 8, 2021
Instrument	202110080079872

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	288 E STATE ST, MONTROSE, MI 48457-9090
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079685
Date	Oct 7, 2021
Instrument	202110070079685

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 7, 2021
Property Address	288 E STATE ST, MONTROSE, MI 48457-9090
Document Number	0000002367
Instrument Date	Dec 11, 2020
Instrument	2367
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	SAGINAW BAY AREA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13256 PINES VALLEY DR DURAND MI 48429, DURAND, MI 48429

Mortgage

Document Number	2368
Date	Jan 7, 2021
Instrument	2368

Lender

Name	THE ST BK
Address	FENTON, MI 48430

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Montrose City
Unified School District	Montrose Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,736.00 (-51.9%)	$63,700 (+32.71%)	$127,400 (+32.71%)
2024	$3,609.00 (+43.5%)
2023		$48,000	$96,000
2019	$2,515.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 1,657 people · EPA ID MI0004480
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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