322 E State St, Montrose, MI 48457 Property Records

Genesee County property record for 322 E State St, Montrose, MI 48457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,004 sqft · built 1900
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Oct 2021)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-21-100-023`

Property Details

APN / Parcel Number

Primary APN	`60-21-100-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,004 sqft Living Area
1st Floor Area	744 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	186 ft deep x 57 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 E STATE ST
City	MONTROSE
State	MI
Zip	48457-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND BEG 337.92 FT W OF N 1/4 POST OF SEC 21 TH W 56.76 FT TH S 219.12 FT TH E 56.76 FT TH N 219.12 FT TO PLACE
Legal Range	05E
Legal Township	09N
Legal Section	21
Jurisdiction	GENESEE MI
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2000
Census Tract	12602

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 E STATE ST, MONTROSE, MI 48457-9005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	2021101982187
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 19, 2021
Property Address	322 E STATE ST, MONTROSE, MI 48457-9005
Document Number	202110190082187
Instrument Date	Oct 12, 2021
Instrument	202110190082187
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,255.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 E STATE ST, 322, MONTROSE, MI 48457-9005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E STATE ST, MONTROSE, MI 48457-9005

Mortgage

Document Number	202110190082188
Date	Oct 19, 2021
Instrument	202110190082188

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	202110190082189
Date	Oct 19, 2021
Instrument	202110190082189

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Montrose City
Unified School District	Montrose Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,906.00 (-35.76%) Homeowner's exemption	$67,800 (+27.44%)	$135,600 (+27.44%)
2024	$2,967.00 (+88.14%)
2023		$53,200	$106,400
2019	$1,577.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 1,657 people · EPA ID MI0004480
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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