287 E State St, Montrose, MI 48457 Property Records

Genesee County property record for 287 E State St, Montrose, MI 48457

Property Summary

Property Type	Commercial
Details	2,552 sqft · built 1968
Lot Size	0.636 acres (27,704 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Jan 2020)
Tax Bill	$7,601 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-16-300-066`

Property Details

APN / Parcel Number

Primary APN	`60-16-300-066`

Interior

Stories	1 Story
Building Area	2,552 sqft Total Area
1st Floor Area	1,176 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	27,704 sqft (0.636 acres)
Lot Dimensions	482 ft deep x 101 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	287 E STATE ST
City	MONTROSE
State	MI
Zip	48457-9004
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	A PARCEL OF LAND BEG S 89 DEG 18 MIN 30 SEC W 658.18 FT FROM S 1/4 COR OF SEC TH N 321.95 FT TH S 87 DEG 23 MIN W 83.89 FT TH
Legal Range	05E
Legal Township	09N
Legal Section	16
Jurisdiction	GENESEE MI
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1023
Census Tract	12602

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	767 E MAIN ST, 1147, FLUSHING, MI 48433-2009
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Jan 9, 2020	Quit Claim Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY
Jan 9, 2020	Warranty Deed, Transfer · Commercial Mortgage THE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	20201382
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0000001381
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	287 E STATE ST, MONTROSE, MI 48457-9004
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055082
Date	Oct 19, 2023
Instrument	202310190055082

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Index	Other

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 9, 2020
Property Address	287 E STATE ST, MONTROSE, MI 48457-9004
Document Number	0000001381
Instrument Date	Dec 20, 2019
Instrument	1381
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SILVER LACE ST LAKE JACKSON TX 775666033, LAKE JACKSON, TX 77566-6033

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 9, 2020
Property Address	287 E STATE ST, MONTROSE, MI 48457-9004
Document Number	0000001382
Instrument Date	Dec 18, 2019
Instrument	202001090001382
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 SILVER LACE ST, 122, LAKE JACKSON, TX 77566-6033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	767 E MAIN ST # 1147, 1147, FLUSHING, MI 48433-2009

Mortgage

Document Number	0000001383
Date	Jan 9, 2020
Instrument	202001090001383

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Montrose City
Unified School District	Montrose Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,900 (+0.57%) Land $18,200 Building $87,700	$211,800 (+0.57%) Land $36,400 Building $175,400
2025	$7,601.00 (+2.7%)	$105,300 (+9.12%)	$210,600 (+9.12%)
2024	$7,401.00 (+21.75%)
2023		$96,500	$193,000
2019	$6,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 1,657 people · EPA ID MI0004480
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on E State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures