2985 River Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 2985 River Rd, Melrose, NY 12121

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,385 sqft · built 1997
Lot Size3.5 acres (152,460 sqft)
Owner2 Individual Names on Record
Last Sale$122,028 (Feb 1997)
Tax Bill$6,319 (2026)
Flood ZoneZone X (minimal risk)
APN384289 30.-3-27.2

Property Details

APN / Parcel Number

Primary APN384289 30.-3-27.2

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,385 sqft Living Area
1st Floor Area1,385 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area152,460 sqft (3.5 acres)
Lot Width200 ft Width
View / LotWaterfront
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2985 RIVER RD
CityMELROSE
StateNY
Zip12121-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFFO
Legal Block3
Legal Lot Number27.002
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group3
Census Block3028
Census Tract51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2985 RIVER RD, MELROSE, NY 12121-2522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 1997 · Amount on Record
Deed SaleFeb 26, 1997 · Amount on Record
Deed Book / Page54 / 164
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictMechanicville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,319.00 (+1.53%) Homeowner's exemption Veteran's exemption
2025$6,224.00 (+74%)$52,400 (-) Land $11,500 Building $40,900$367,978 (+12.71%) Land $80,759 Building $287,219
2023$52,400 (-) Land $11,500 Building $40,900$326,480 (+10.59%) Land $71,651 Building $254,829
2022$3,577.00 Homeowner's exemption Veteran's exemption$52,400 Land $11,500 Building $40,900$295,211 Land $64,789 Building $230,422

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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