Rensselaer County and Schaghticoke Town property record for 2953 River Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,407 sqft · built 1981 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $261,000 (Sep 2023) |
| Tax Bill | $3,513 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 30.-3-25.2 |
| Primary APN | 384289 30.-3-25.2 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| 1st Floor Area | 1,407 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 180 ft deep x 220 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Patio Area | 560 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2953 RIVER RD |
|---|---|
| City | MELROSE |
| State | NY |
| Zip | 12121-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FFO |
| Legal Block | 3 |
| Legal Lot Number | 25.002 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 51901 |
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 FELLOWS RD, HALFMOON, NY 12065-4608 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA |
| Dec 31, 2019 | Grant Deed, Transfer · FHA Mortgage SEFCU MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | Dec 31, 2019 · Amount on Record |
| Deed Document Number | 2023632619 |
| Deed Book / Page | 10490 / 265 |
| Prior Transfer Date | May 9, 2003 |
| Prior Transfer Doc | 0488000174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 21, 2023 |
| Property Address | 2953 RIVER RD, MELROSE, NY 12121-2522 |
| Document Number | 0104900265 |
| Book / Page | 10490 / 265 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023-632619 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 FELBUR RD, HALFMOON, NY 12065 |
| Document Number | 2023632620 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-632620 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Dec 31, 2019 |
| Property Address | 2953 RIVER RD, MELROSE, NY 12121-2522 |
| Document Number | 0000562489 |
| Book / Page | 009049 / 000260 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 562489 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | SHAKER ABSTRACT CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $679.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1241 6TH AVE #2 WATERVLIET NY 121893211, 2, WATERVLIET, NY 12189-3211 |
| Document Number | 562490 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 009049/000264 |
| Instrument | 562490 |
| Name | SEFCU MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,513.00 (+0.46%) | ||
| 2025 | $3,497.00 (+86.31%) | $25,300 (-) Land $10,100 Building $15,200 | $177,669 (+12.71%) Land $70,927 Building $106,742 |
| 2023 | $25,300 (+3.69%) Land $10,100 Building $15,200 | $157,632 (+14.67%) Land $62,928 Building $94,704 | |
| 2022 | $1,877.00 | $24,400 Land $10,100 Building $14,300 | $137,465 Land $56,901 Building $80,564 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures