2961 River Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 2961 River Rd, Melrose, NY 12121

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 1981
Lot Size3.3 acres (143,748 sqft)
Owner2 Individual Names on File
Last Sale$116,000 (Dec 1996)
Tax Bill$5,686 (2026)
Flood ZoneZone X (minimal risk)
APN384289 30.-3-25.1

Property Details

APN / Parcel Number

Primary APN384289 30.-3-25.1
Alternative APN
  • 315J117750

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area1,292 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area143,748 sqft (3.3 acres)
Lot Width194 ft Width
View / LotWaterfront
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J117750
Street Address2961 RIVER RD
CityMELROSE
StateNY
Zip12121-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFFO
Legal DescriptionGAR. VAC LAND
Legal Block3
Legal Lot Number25.001
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group3
Census Block3028
Census Tract51901

Owner

2961 River Rd is owned and occupied by two individuals who bought it in December 1996.

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 63, MECHANICVILLE, NY 12118-0063
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 1996 · Amount on File
Deed SaleDec 11, 1996 · Amount on File
Deed Book / Page48 / 1044
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 2961 River Rd was $5,686 with a homeowner's exemption, up 13.7% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictMechanicville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,686.00 (+13.74%) Homeowner's exemption
2025$4,999.00$44,700 Land $11,400 Building $33,300$313,904 Land $80,056 Building $233,848
2023$44,700 (-) Land $11,400 Building $33,300$278,505 (+10.59%) Land $71,028 Building $207,477
2022$2,985.00 Homeowner's exemption$44,700 Land $11,400 Building $33,300$251,831 Land $64,225 Building $187,606

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2961 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2961 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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