Rensselaer County and Schaghticoke Town property record for 2952 River Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,237 sqft · built 1959 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,432 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 30.-3-9.212 |
| Primary APN | 384289 30.-3-9.212 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,237 sqft Living Area |
| 1st Floor Area | 1,237 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,946 sqft (0.94 acres) |
| Lot Dimensions | 105 ft deep x 413 ft wide |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 54 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2952 RIVER RD |
|---|---|
| City | MELROSE |
| State | NY |
| Zip | 12121-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 3 |
| Legal Lot Number | 9.212 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 51901 |
2952 River Rd is owned and occupied by two individuals.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2952 RIVER RD, MELROSE, NY 12121-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON RIVER CMNTY CU |
| Sep 20, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 20, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 2952 RIVER RD, MELROSE, NY 12121-2523 |
| Document Number | 0000566725 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 2952 RIVER RD MELROSE NY 121212523, MELROSE, NY 12121-2523 |
| Document Number | 0000566725 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 009128/000201 |
| Instrument | 566725 |
| Name | HUDSON RIVER CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | CORINTH, NY 12822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 20, 2017 |
| Property Address | 2952 RIVER RD, MELROSE, NY 12121-2523 |
| Document Number | 0082980302 |
| Book / Page | 008298 / 000302 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2989 RIVER RD MELROSE NY 121212522, MELROSE, NY 12121-2522 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 20, 2017 |
| Property Address | 2952 RIVER RD, MELROSE, NY 12121-2523 |
| Document Number | 0082980306 |
| Book / Page | 008298 / 000306 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2952 RIVER RD MELROSE NY 121212523, MELROSE, NY 12121-2523 |
The 2026 property tax bill for 2952 River Rd was $5,432, up 0.5% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,432.00 (+0.46%) | ||
| 2025 | $5,407.00 | $40,000 Land $9,000 Building $31,000 | $280,899 Land $63,202 Building $217,697 |
| 2023 | $40,000 (-) Land $9,000 Building $31,000 | $249,221 (+10.59%) Land $56,075 Building $193,146 | |
| 2022 | $3,078.00 | $40,000 Land $9,000 Building $31,000 | $225,352 Land $50,704 Building $174,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2952 River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2952 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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