2982 Side Saddle Ln, Escondido, CA 92029 Property Records

San Diego County property record for 2982 Side Saddle Ln, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,743 sqft · built 2020
Lot Size0.248 acres (10,810 sqft)
OwnerIndividual Name on File
Last Sale$875,000 (Aug 2020)
Tax Bill$17,811 (2025)
Deeds & MortgagesApr 2023 Mortgage
Aug 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN235-621-21-00

Property Details

APN / Parcel Number

Primary APN235-621-21-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,743 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area10,810 sqft (0.248 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2982 SIDE SADDLE LN
CityESCONDIDO
StateCA
Zip92029-4855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS88
Legal DescriptionLOT 36 TR 015995
Legal SubdivisionSAN DIEGO #5365-8
Legal Tract015995
Legal Block1
Legal Lot Number36
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1022
Census Tract20311

Owner

Source: San Diego County records · APN 235-621-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2982 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 20, 2020Grant Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Deed Document Number2020471779
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2982 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
Transaction TypeMortgage
Record UpdatedMay 03, 2023
Title CompanyVANTAGE PROPERTY TITLE COMPANY, VANTAGE POINT TITLE CO OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2982 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855

Mortgage

Document Number0000105419
DateApr 24, 2023
Instrument2023-0105419
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
AddressNEW YORK, NY 10016
Agreement
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2982 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
Transaction TypeMortgage
Record UpdatedSep 08, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2982 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855

Mortgage

Document Number0000614432
DateAug 30, 2021
Instrument2021-0614432
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 20, 2031

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 20, 2020
Property Address2982 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
Document Number0000471779
Map ReferenceMAP 15995
Instrument DateJul 31, 2020
Instrument2020-0471779
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCALATLANTIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4231 BALBOA AVE # 321, 321, SAN DIEGO, CA 92117-5504

Mortgage

Document Number0000471780
DateAug 20, 2020
Instrument2020-0471780
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$992,745 (+2%) Land $176,651 Building $816,094
2025$17,811.00 (+5.11%) Homeowner's exemption$973,281 (+4.04%) Land $173,188 Building $800,093
2023$16,945.00 (+1.82%) Homeowner's exemption$935,489 Land $166,464 Building $769,025
2022$16,642.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 91 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemRINCON DEL DIABLO MWD (ID-1)
serves 28,427 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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