San Diego County property record for 2934 Side Saddle Ln, Escondido, CA 92029
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,243 sqft · built 2020 |
| Lot Size | 0.246 acres (10,704 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $909,000 (Jun 2020) |
| Tax Bill | $19,135 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-621-25-00 |
| Primary APN | 235-621-25-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,243 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 10,704 sqft (0.246 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2934 SIDE SADDLE LN |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92029-4855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S88 |
| Legal Description | LOT 40 TR 015995 |
| Legal Subdivision | SAN DIEGO 5365-8 |
| Legal Tract | 015995 |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20311 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2934 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BK |
| Jun 2, 2020 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Deed Document Number | 2020280994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2934 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855 |
| Document Number | 0000280996 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 660 POINSETTIA PARK N ENCINITAS CA 920242750, ENCINITAS, CA 92024-2750 |
| Document Number | 0000280996 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 280996 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 2, 2020 |
| Property Address | 2934 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855 |
| Document Number | 0000280994 |
| Map Reference | MAP 15995 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 2020-0280994 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CALATLANTIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2934 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855 |
| Document Number | 0000280995 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 2020-0280995 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Number | 0000280996 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 2020-0280996 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,013,890 (+2%) Land $133,859 Building $880,031 | |
| 2025 | $19,135.00 (+5.02%) | $994,011 (+4.04%) Land $131,235 Building $862,776 |
| 2023 | $18,220.00 (+1.82%) | $955,414 Land $126,140 Building $829,274 |
| 2022 | $17,895.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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