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2959 Side Saddle Ln, Escondido, CA 92029 Property Records

San Diego County property record for 2959 Side Saddle Ln, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,829 sqft · built 2020
Lot Size0.291 acres (12,691 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Aug 2020)
Tax Bill$14,929 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN235-621-18-00

Property Details

APN / Parcel Number

Primary APN235-621-18-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,829 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area12,691 sqft (0.291 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2959 SIDE SADDLE LN
CityESCONDIDO
StateCA
Zip92029-4855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS88
Legal DescriptionLOT 25 TR 015995
Legal SubdivisionESCONDIDO 5365-8
Legal Tract015995
Legal Block1
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1020
Census Tract20311

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2959 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 14, 2020Grant Deed, Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Deed Document Number2020457943
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2959 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
Transaction TypeMortgage
Record UpdatedJun 1, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2959 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855

Mortgage

Document Number0000387137
DateMay 21, 2021
Instrument2021-0387137
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term352 Months
DueSep 1, 2050

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 14, 2020
Property Address2959 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
Document Number0000457943
Map ReferenceMAP 15995
Instrument DateJul 27, 2020
Instrument2020-0457943
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCALATLANTIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2959 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855

Mortgage

Document Number0000457944
DateAug 14, 2020
Instrument2020-0457944
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,081,612 (+2%) Land $253,937 Building $827,675
2025$14,929.00 (+3.98%)$1,060,405 (+4.04%) Land $248,958 Building $811,447
2023$14,357.00 (+0.64%)$1,019,231 Land $239,292 Building $779,939
2022$14,266.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINCON DEL DIABLO MWD (ID-1)
serves 28,427 people · EPA ID CA3710018
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Fiber		2,000 / 35
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20

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