2970 Side Saddle Ln, Escondido, CA 92029 Property Records

San Diego County property record for 2970 Side Saddle Ln, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,243 sqft · built 2020
Lot Size	0.246 acres (10,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$996,500 (Aug 2020)
Tax Bill	$20,081 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`235-621-22-00`

Property Details

APN / Parcel Number

Primary APN	`235-621-22-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,243 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,699 sqft (0.246 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2970 SIDE SADDLE LN
City	ESCONDIDO
State	CA
Zip	92029-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 37 TR 015995
Legal Subdivision	ESCONDIDO 5365-8
Legal Tract	015995
Legal Block	1
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1022
Census Tract	20311

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2970 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	2020468991
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2020
Property Address	2970 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
Document Number	0000468991
Map Reference	MAP 15995
Instrument Date	Jul 27, 2020
Instrument	2020-0468991
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALATLANTIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2970 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855

Mortgage

Document Number	0000468992
Date	Aug 19, 2020
Instrument	2020-0468992

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,099,745 (+2%) Land $231,856 Building $867,889
2025	$20,081.00 (+5%)	$1,078,182 (+4.04%) Land $227,310 Building $850,872
2023	$19,125.00 (+1.79%)	$1,036,317 Land $218,484 Building $817,833
2022	$18,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20