Maricopa County property record for 2981 E Ridgewood Ln, Gilbert, AZ 85298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,675 sqft · built 2011 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Oct 2023) |
| Tax Bill | $2,473 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 313-08-730 |
| Primary APN | 313-08-730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 1,825 sqft |
| 1st Floor Area | 1,675 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 6,325 sqft (0.145 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 390 sqft |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 2981 E RIDGEWOOD LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85298-5716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | SEVILLE PARCEL 37B MCR 745-42 |
| Legal Range | 6E |
| Legal Township | 2S |
| Legal Section | 27 |
| Legal Subdivision | SEVILLE PARCEL 37B |
| Legal Lot Number | 78 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 816005 |
Source: Maricopa County assessment roll, as of October 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3017 118TH AVE NE, MINNEAPOLIS, MN 55449-7512 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED FINANCE INC |
| Oct 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| May 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HOME MORTGAGE INC |
| Jan 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 28, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on Record |
| Deed Sale | Oct 19, 2023 · Amount on Record |
| Prior Sale | Feb 28, 2017 |
| Deed Document Number | 2023543843 |
| Prior Transfer Date | Oct 22, 2021 |
| Prior Transfer Doc | 0001157600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Document Number | 0001157601 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 20211157601 |
| Name | UNITED FINANCE INC |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 19, 2023 |
| Property Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Document Number | 0000543843 |
| Map Reference | MB 745 PG 42 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 20230543843 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3017 118TH AVE NE, BLAINE, MN 55449-7512 |
| Document Number | 0000543844 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 20230543844 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Document Number | 0000235833 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 20230235833 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000056904 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 20200056904 |
| Name | METROPOLITAN HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Document Number | 0000105594 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 20210105594 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Feb 28, 2017 |
| Property Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Document Number | 0000146427 |
| Map Reference | MAP745 PG42 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 2017-0146427 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | FIRST ARIZONA TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2981 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Document Number | 0000146428 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 2017-0146428 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,980 (+72.87%) | $449,800 (+3.95%) Land $89,900 Building $359,900 | |
| 2025 | $2,473.00 (+23.77%) | $26,020 (-44.6%) | $432,700 (-7.88%) Land $86,500 Building $346,200 |
| 2024 | $46,970 (+17.81%) | $469,700 (+17.81%) Land $93,900 Building $375,800 | |
| 2023 | $1,998.00 (+3.95%) | $39,870 Land $7,970 Building $31,900 | $398,700 Land $79,700 Building $319,000 |
| 2022 | $1,922.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| Wi-Fiber Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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