2971 E Ridgewood Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2971 E Ridgewood Ln, Gilbert, AZ 85298 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,675 sqft · built 2011
Lot Size	0.146 acres (6,376 sqft)
Owner	2 Individual Names on File
Last Sale	$451,000 (Mar 2021)
Tax Bill	$2,070 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-08-731`

Property Details

APN / Parcel Number

Primary APN	`313-08-731`
Alternative APN	`313087314`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,675 sqft Living Area
Gross Area	1,825 sqft
1st Floor Area	1,675 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,376 sqft (0.146 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2971 E RIDGEWOOD LN
City	GILBERT
State	AZ
Zip	85298-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVILLE PARCEL 37B MCR 745-42
Legal Range	6E
Legal Township	2S
Legal Section	27
Legal Subdivision	SEVILLE PARCEL 37B
Legal Lot Number	79
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1013
Census Tract	816005

Owner

Source: Maricopa County records · APN 313-08-731

Assessment roll updated October 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2971 E RIDGEWOOD LN, GILBERT, AZ 85298-5716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 28, 2017	Deed of Trust, Mortgage · Reverse Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Document Number	2021350548
Prior Transfer Date	Jun 24, 2011
Prior Transfer Doc	0000546796
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2971 E RIDGEWOOD LN, GILBERT, AZ 85298-5716
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 E RIDGEWOOD LN, GILBERT, AZ 85298-5716

Mortgage

Document Number	0001135986
Date	Oct 21, 2021
Instrument	20211135986

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 30, 2021
Property Address	2971 E RIDGEWOOD LN, GILBERT, AZ 85298-5716
Document Number	0000350548
Map Reference	MB 745 PG 42
Instrument Date	Mar 10, 2021
Instrument	20210350548
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2971 E RIDGEWOOD LN, 2971, GILBERT, AZ 85298-5716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2971 E RIDGEWOOD LN, GILBERT, AZ 85298-5716

Mortgage

Document Number	0000350549
Date	Mar 30, 2021
Instrument	20210350549

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2971 E RIDGEWOOD LN, GILBERT, AZ 85298-5716
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	EMPIRE WEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215877
Date	Mar 28, 2017
Instrument	2017-0215877

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	979 Months
Due	Oct 13, 2098

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,600 (+63.49%)	$426,000 (+4.23%) Land $85,200 Building $340,800
2025	$2,070.00 (+3.45%)	$26,057 (-41.29%)	$408,700 (-7.91%) Land $81,700 Building $327,000
2024		$44,380	$443,800 Land $88,700 Building $355,100
2023	$2,001.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 405 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
Wi-Fiber	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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