2962 E Ridgewood Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2962 E Ridgewood Ln, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,888 sqft · built 2012
Lot Size0.142 acres (6,201 sqft)
OwnerIndividual Name on Record
Tax Bill$2,188 (2025)
Deeds & MortgagesAug 2026 Transfer
Jul 2026 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN313-08-692

Property Details

APN / Parcel Number

Primary APN313-08-692
Alternative APN
  • 313086924

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,888 sqft Living Area
Gross Area2,000 sqft
1st Floor Area1,888 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area6,201 sqft (0.142 acres)
Parking Spaces2 Parking Spaces
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address2962 E RIDGEWOOD LN
CityGILBERT
StateAZ
Zip85298-5716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSEVILLE PARCEL 37B MCR 745-42
Legal Range6E
Legal Township2S
Legal Section27
Legal SubdivisionSEVILLE PARCEL 37B
Legal Lot Number40
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1007
Census Tract816005

Owner

Source: Maricopa County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2962 E RIDGEWOOD LN, GILBERT, AZ 85298-5716
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 6, 2026Deed of Trust, Mortgage · VA Mortgage
PROSPERITY HOME MORTGAGE
Sep 2, 2022Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Nov 7, 2017Quit Claim Deed, Transfer · VA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 23, 2017
Transfer Doc0000826886
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateAug 21, 2026
Property Address2962 E RIDGEWOOD LN, GILBERT, AZ 85298-5716
Document Number0000495275
Instrument DateAug 20, 2026
Instrument2026495275
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2962 E RIDGEWOOD LN, GILBERT, AZ 85298-5716

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateJul 6, 2026
Property Address2962 E RIDGEWOOD LN, GILBERT, AZ 85298-5716
Document Number0000400014
Instrument DateJun 24, 2026
Instrument2026400014
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2962 E RIDGEWOOD LN, GILBERT, AZ 85298-5716

Mortgage

Document Number0000400014,
DateJul 6, 2026
Instrument2026400014
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.53%
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2962 E RIDGEWOOD LN, GILBERT, AZ 85298-5716
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2962 E RIDGEWOOD LN, GILBERT, AZ 85298-5716

Mortgage

Document Number0000687202
DateSep 2, 2022
Instrument20220687202
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateNov 7, 2017
Property Address2962 E RIDGEWOOD LN, GILBERT, AZ 85298-5716
Document Number0000826886
Instrument DateOct 23, 2017
Instrument826886
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2962 E RIDGEWOOD LN GILBERT AZ 852985716, GILBERT, AZ 85298-5716

Mortgage

Document Number826887
DateNov 7, 2017
Instrument826887
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,510 (+64.87%)$455,100 (+4.48%) Land $91,000 Building $364,100
2025$2,188.00 (+3.5%)$27,603 (-41.53%)$435,600 (-7.73%) Land $87,100 Building $348,500
2024$47,210$472,100 Land $94,400 Building $377,700
2023$2,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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