Maricopa County property record for 2970 E Ridgewood Ln, Gilbert, AZ 85298
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,000 sqft · built 2012 |
| Lot Size | 0.145 acres (6,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,150 (Jun 2012) |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 313-08-693 |
| Primary APN | 313-08-693 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 6,321 sqft (0.145 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 2970 E RIDGEWOOD LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85298-5716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | SEVILLE PARCEL 37B MCR 745-42 |
| Legal Range | 6E |
| Legal Township | 2S |
| Legal Section | 27 |
| Legal Subdivision | SEVILLE PARCEL 37B |
| Legal Lot Number | 41 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 816005 |
Source: Maricopa County records · APN 313-08-693
Assessment roll updated October 22, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2970 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR |
| May 10, 2019 | Deed of Trust, Mortgage · VA Mortgage ACCESS NATIONAL MORTGAGE |
| Feb 21, 2020 | Deed of Trust, Mortgage · VA Mortgage ATLANTIC UNION BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2012 · Amount on Record |
| Deed Sale | Jun 25, 2012 · Amount on Record |
| Deed Document Number | 2012551503 |
| Prior Transfer Date | Jun 22, 2012 |
| Prior Transfer Doc | 0000551501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 05, 2026 |
| Property Address | 2970 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Document Number | 0000270073 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026270073 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2970 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Document Number | 0000270073, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 2026270073 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2970 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2970 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Document Number | 0000342477 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 20190342477 |
| Name | ACCESS NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | RESTON, VA 20191 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2970 E RIDGEWOOD LN, GILBERT, AZ 85298-5716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000146936 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 20200146936 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20191 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,380 (+63.18%) | $463,800 (+4.44%) Land $92,700 Building $371,100 | |
| 2025 | $2,698.00 (+3.57%) | $28,423 (-40.91%) | $444,100 (-7.67%) Land $88,800 Building $355,300 |
| 2024 | $48,100 | $481,000 Land $96,200 Building $384,800 | |
| 2023 | $2,605.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| Wi-Fiber Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 405 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AZ0407092, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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