2977 Lowren Loop, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2977 Lowren Loop, Port Orchard, WA 98366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,311 sqft · built 2001
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Apr 2024)
Tax Bill$3,563 (2026)
Deeds & MortgagesApr 2024 Sale & Second Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5403-000-009-0003

Property Details

APN / Parcel Number

Primary APN5403-000-009-0003
Alternative APN
  • 2351302

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,311 sqft Living Area
Gross Area1,729 sqft
1st Floor Area1,311 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Deck Area90 sqft
Patio Area210 sqft
Canopy90 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2977 LOWREN LOOP
CityPORT ORCHARD
StateWA
Zip98366-4085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 9, AIDAN PLACE ACCORDING TO THE PLAT RECORDED IN VOLUME 30 OF PLATS, PAGES 71, 72 AND 73 UNDER AUDITORS FILE NO. 3176356 ON MAY 5, 1999 RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range1E
Legal Township24
Legal Section25
Legal SubdivisionAIDAN PLACE
Legal Block2
Legal Lot Number9
JurisdictionKITSAP WA
Township / Civil DivisionPORT ORCHARD
Census Block Group2
Census Block2006
Census Tract92500

Owner

2977 Lowren Loop is owned and occupied by two individuals who bought it in April 2024.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2977 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Warranty Deed, Transfer · Stand-Alone Second Mortgage
WASHINGTON STATE HOUSING FIN COMMIS
Apr 26, 2021Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2024 · Amount on File
Deed SaleApr 24, 2024 · Amount on File
Prior SaleApr 26, 2021 · Amount on File
Deed Document Number202430
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateApr 24, 2024
Property Address2977 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0000000030
Map ReferenceVOL 30 PG 71-73
Instrument DateApr 19, 2024
Instrument202404240030
Transaction TypeTransfer
Record UpdatedMay 8, 2024
Title CompanyAEGIS LAND TITLE GROUP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,285.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2977 LOWREN LOOP, PORT ORCHARD, WA 98366-4085

Mortgage

Document Number0000000032
DateApr 24, 2024
Instrument202404240032
Lender
NameWASHINGTON STATE HOUSING FIN COMMIS
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Mortgage

Document Number0000000031
DateApr 24, 2024
Instrument202404240031
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateApr 26, 2021
Property Address2977 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0000000206
Map ReferenceVOL 30 PG 71-73
Instrument DateApr 20, 2021
Instrument202104260206
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyLAND TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,245.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3033 E 19TH ST, NATIONAL CITY, CA 91950-5315

Mortgage

Document Number0000000207
DateApr 26, 2021
Instrument202104260207
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2977 Lowren Loop was $3,563.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityPort Orchard City
Unified School DistrictSouth Kitsap School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$406,790 (-) Land $65,330 Building $341,460$406,790 (-) Land $65,330 Building $341,460
2026$3,563.00$406,790 Land $65,330 Building $341,460$406,790 Land $65,330 Building $341,460
2024$3,186.00 (+0.09%)$378,520 (-) Land $59,230 Building $319,290$378,520 (-) Land $59,230 Building $319,290
2023$3,183.00$378,520 Land $59,230 Building $319,290$378,520 Land $59,230 Building $319,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2977 Lowren Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2977 Lowren Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWest Sound Utility District #1
serves 28,930 people · EPA ID WA5302600
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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