2975 Lowren Loop, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2975 Lowren Loop, Port Orchard, WA 98366

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,033 sqft · built 2003
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$243,780 (Aug 2005)
Tax Bill	$4,105 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5403-000-010-0000`

Property Details

APN / Parcel Number

Primary APN	`5403-000-010-0000`
Alternative APN	`2351310`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,493 sqft
1st Floor Area	1,278 sqft
Basement Area	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Terrain	Low
Deck Area	35 sqft
Patio Area	115 sqft
Canopy	14 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2975 LOWREN LOOP
City	PORT ORCHARD
State	WA
Zip	98366-4085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 10, AIDAN PLACE ACCORDING TO THE PLAT RECORDED IN VOLUME 30 OF PLATS, PAGES 71, 72 AND 73 UNDER AUDITORS FILE NO. 3176356 ON MAY 5, 1999 RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	24
Legal Section	25
Legal Subdivision	AIDAN PLACE
Legal Block	2
Legal Lot Number	10
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2006
Census Tract	92500

Owner

2975 Lowren Loop is owned and occupied by an individual who bought it in August 2005.

Source: Kitsap County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2975 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2005 · Amount on File
Deed Sale	Aug 18, 2005 · Amount on File
Prior Sale	Sep 9, 2003 · Amount on File
Deed Document Number	2005166
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	2975 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005050130
Date	May 5, 2021
Instrument	202105050130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	286 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 2975 Lowren Loop was $4,105.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Municipality	Port Orchard City
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$468,640 (-) Land $71,200 Building $397,440	$468,640 (-) Land $71,200 Building $397,440
2026	$4,105.00	$468,640 Land $71,200 Building $397,440	$468,640 Land $71,200 Building $397,440
2024	$3,672.00 (+0.08%)	$436,260 (-) Land $61,720 Building $374,540	$436,260 (-) Land $61,720 Building $374,540
2023	$3,669.00	$436,260 Land $61,720 Building $374,540	$436,260 Land $61,720 Building $374,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2975 Lowren Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2975 Lowren Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30