2971 Lowren Loop, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2971 Lowren Loop, Port Orchard, WA 98366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,691 sqft · built 2001
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$444,000 (Sep 2022)
Tax Bill$3,836 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5403-000-012-0008

Property Details

APN / Parcel Number

Primary APN5403-000-012-0008
Alternative APN
  • 2351336

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,691 sqft Living Area
Gross Area2,167 sqft
1st Floor Area797 sqft
2nd Floor Area894 sqft
Basement Area476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMulti-Level
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Deck Area112 sqft
Patio Area60 sqft
Canopy102 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2971 LOWREN LOOP
CityPORT ORCHARD
StateWA
Zip98366-4085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 12, AIDAN PLACE ACCORDING TO THE PLAT RECORDED IN VOLUME 30 OF PLATS, PAGES 71, 72 AND 73 UNDER AUDITORS FILE NO. 3176356 ON MAY 5, 1999 RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range1E
Legal Township24
Legal Section25
Legal SubdivisionAIDAN PLACE
Legal Block2
Legal Lot Number12
JurisdictionKITSAP WA
Township / Civil DivisionPORT ORCHARD
Census Block Group2
Census Block2006
Census Tract92500

Owner

2971 Lowren Loop is owned and occupied by two individuals who bought it in September 2022.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2971 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE ONE NORTHWEST INC
May 13, 2020Deed of Trust, Mortgage · Conventional with PMI
FAIRWAY INDEPENDENT MTG
Aug 5, 2019Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MTG
May 24, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022 · Amount on File
Deed SaleSep 1, 2022 · Amount on File
Prior SaleAug 5, 2019 · Amount on File
Deed Document Number202275
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateSep 1, 2022
Property Address2971 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0000000075
Map ReferenceAF 3176356
Instrument DateAug 29, 2022
Instrument202209010075
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyFIDELITY NATIONAL TITLE LYNNWOOD, FIDELITY NATL TTL LYNNWOO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,109.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2971 LOWREN LOOP, PORT ORCHARD, WA 98366-4085

Mortgage

Document Number0000000076
DateSep 1, 2022
Instrument202209010076
Lender
NameMORTGAGE ONE NORTHWEST INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2971 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0005180108
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyLAND TITLE COMPANY-SILVERDALE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2971 LOWREN LOOP PORT ORCHARD WA 983664085, PORT ORCHARD, WA 98366-4085

Mortgage

Document Number0005180108
DateMay 18, 2020
Instrument202005180108
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 17, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateAug 5, 2019
Property Address2971 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0008050107
Instrument DateJul 31, 2019
Instrument201908050107
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyPACIFIC NW TITLE SILVERDALE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,643.15
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2971 LOWREN LOOP PORT ORCHARD WA 983664085, PORT ORCHARD, WA 98366-4085

Mortgage

Document Number8050108
DateAug 5, 2019
Instrument201908050108
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 4, 2049

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateMay 24, 2017
Property Address2971 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0005240093
Instrument DateMay 22, 2017
Instrument201705240093
Transaction TypeTransfer
Record UpdatedJun 5, 2017
Title CompanyPACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,722.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2971 LOWREN LOOP PORT ORCHARD WA 983664085, PORT ORCHARD, WA 98366-4085

Mortgage

Document Number5240094
DateMay 24, 2017
Instrument201705240094
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2971 Lowren Loop was $3,836.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityPort Orchard City
Unified School DistrictSouth Kitsap School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$437,930 (-) Land $65,330 Building $372,600$437,930 (-) Land $65,330 Building $372,600
2026$3,836.00$437,930 Land $65,330 Building $372,600$437,930 Land $65,330 Building $372,600
2024$3,668.00 (+0.08%)$435,730 (-) Land $59,230 Building $376,500$435,730 (-) Land $59,230 Building $376,500
2023$3,665.00$435,730 Land $59,230 Building $376,500$435,730 Land $59,230 Building $376,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2971 Lowren Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2971 Lowren Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWest Sound Utility District #1
serves 28,930 people · EPA ID WA5302600
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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