Kitsap County property record for 2981 Lowren Loop, Port Orchard, WA 98366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,790 sqft · built 2002 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $316,212 (Sep 2016) |
| Tax Bill | $3,947 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5403-000-007-0005 |
| Primary APN | 5403-000-007-0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 2,390 sqft |
| 1st Floor Area | 1,265 sqft |
| Basement Area | 600 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Foyer |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | 28 sqft |
| Patio Area | 120 sqft |
| Canopy | 28 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2981 LOWREN LOOP |
|---|---|
| City | PORT ORCHARD |
| State | WA |
| Zip | 98366-4085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 7, AIDAN PLACE ACCORDING TO THE PLAT RECORDED IN VOLUME 30 OF PLATS, PAGES 71, 72 AND 73 UNDER AUDITORS FILE NO. 3176356 ON MAY 5, 1999 RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON. |
| Legal Range | 1E |
| Legal Township | 24 |
| Legal Section | 25 |
| Legal Subdivision | AIDAN PLACE |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KITSAP WA |
| Township / Civil Division | PORT ORCHARD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 92500 |
2981 Lowren Loop is owned and occupied by two individuals who bought it in September 2016.
Source: Kitsap County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2981 LOWREN LOOP, PORT ORCHARD, WA 98366-4085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2016 · Amount on File |
| Deed Sale | Sep 9, 2016 · Amount on File |
| Prior Sale | Jan 24, 2003 · Amount on File |
| Deed Document Number | 2016158 |
| Prior Transfer Date | Oct 1, 2012 |
| Prior Transfer Doc | 0000000119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITSAP WA |
| Property Address | 2981 LOWREN LOOP, PORT ORCHARD, WA 98366-4085 |
| Document Number | 0008260230 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | LAND TITLE COMPANY, LAND TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2981 LOWREN LOOP PORT ORCHARD WA 983664085, PORT ORCHARD, WA 98366-4085 |
| Document Number | 0008260230 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 202008260230 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2050 |
The 2026 property tax bill for 2981 Lowren Loop was $3,947.
Source: Kitsap County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Kitsap County |
| Municipality | Port Orchard City |
| Unified School District | South Kitsap School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $450,640 (-) Land $71,200 Building $379,440 | $450,640 (-) Land $71,200 Building $379,440 | |
| 2026 | $3,947.00 | $450,640 Land $71,200 Building $379,440 | $450,640 Land $71,200 Building $379,440 |
| 2024 | $3,531.00 (+0.09%) | $419,440 (-) Land $61,720 Building $357,720 | $419,440 (-) Land $61,720 Building $357,720 |
| 2023 | $3,528.00 | $419,440 Land $61,720 Building $357,720 | $419,440 Land $61,720 Building $357,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2981 Lowren Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2981 Lowren Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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