2977 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 2977 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,100 sqft · built 1995
Lot Size	4.69 acres (204,732 sqft)
Owner	Individual Name on Record
Last Sale	$459,000 (Nov 2020)
Tax Bill	$3,825 (2025)
Deeds & Mortgages	Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`575494`

Property Details

APN / Parcel Number

Primary APN	`575494`
Alternative APNs	`390432 113497 0000` `108108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Metal
Lot Area	204,732 sqft (4.69 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	575494
Street Address	2977 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9563
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R5A
Legal Description	E 1/2 E 1/2 N 1/2 NW NW-LESS DITCH-RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 1544712 95 LIBERTY S#09L29001XU 70X28 (TE AF 95020
Legal Range	04
Legal Township	39
Legal Section	32
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1020
Census Tract	10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2977 E SMITH RD, BELLINGHAM, WA 98226-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	2020-1103482
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 19, 2020
Property Address	2977 E SMITH RD, BELLINGHAM, WA 98226-9563
Document Number	2201103482
Instrument Date	Nov 11, 2020
Instrument	1103482
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Tax	$7,349.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 E SMITH RD BELLINGHAM WA 982269563, BELLINGHAM, WA 98226-9563

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,825.00 (+13.94%)	$496,256 (-10.16%) Land $279,691 Building $216,565	$496,256 (-10.16%) Land $279,691 Building $216,565
2022		$552,361 Land $323,365 Building $228,996	$552,361 Land $323,365 Building $228,996
2021	$3,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	17 (1983–2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50